6049 Lora Ln, Belvidere, IL 61008 Property Records

Boone County property record for 6049 Lora Ln, Belvidere, IL 61008

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,600 sqft · built 1988
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on File
Last Sale	$9,000 (Jun 1988)
Tax Bill	$4,748 (2025)
Deeds & Mortgages	Feb 2026 Transfer Jan 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-18-179-002`

Property Details

APN / Parcel Number

Primary APN	`06-18-179-002`
Alternative APN	`06-06-18-179-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,600 sqft Living Area
Gross Area	3,224 sqft
1st Floor Area	3,224 sqft
Basement Area	1,344 sqft
Finished Basement	720 sqft
Unfinished Basement	624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1998
Architectural Style	Tri-Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	180 ft deep x 115 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	06-06-18-179-002
Street Address	6049 LORA LN
City	BELVIDERE
State	IL
Zip	61008-8971
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	18-44-4 STAN LEE EST PLAT 2 LOT 32 6049 LORA LN 115 X 180
Legal Subdivision	STAN LEE ESTATE
Legal Lot Number	32
Jurisdiction	BOONE IL
Township / Civil Division	BONUS
Census Block Group	1
Census Block	1007
Census Tract	10502

Owner

Source: Boone County assessment roll, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6049 LORA LN, BELVIDERE, IL 61008-8971
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jan 21, 2026	Deed of Trust, Mortgage · Line of Credit PNC BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 14, 1988 · Amount on Record
Deed Sale	Jun 14, 1988 · Amount on Record
Deed Document Number	19882139
Record Updated	Sep 20, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BOONE IL
Recording Date	Feb 11, 2026
Property Address	6049 LORA LN, BELVIDERE, IL 61008-8971
Document Number	2026R00584
Map Reference	DOC 78-455
Instrument Date	Feb 11, 2026
Instrument	2026R00584
Transaction Type	Transfer
Record Updated	Feb 25, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6049 LORA LN, BELVIDERE, IL 61008-8971

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE IL
Property Address	6049 LORA LN, BELVIDERE, IL 61008-8971
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2026R00285
Date	Jan 21, 2026
Instrument	2026R00285

Lender

Name	PNC BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%

Tax Assessment & Valuation

Source: Boone County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Boone County
County Subdivision	Bonus Township
Unified School District	Belvidere Consolidated Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,748.00 (-7.59%) Homeowner's exemption	$76,731 (+5.29%) Land $8,333 Building $68,398	$230,193 (+5.29%) Land $24,999 Building $205,194
2024	$5,138.00 (+8.67%)	$72,873 (+25%) Land $8,333 Building $64,540	$218,619 (+25%) Land $24,999 Building $193,620
2022	$4,728.00	$58,298 Land $8,333 Building $49,965	$174,894 Land $24,999 Building $149,895

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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