60481 River Rd, Joseph, OR 97846 Property Records

Wallowa County property record for 60481 River Rd, Joseph, OR 97846

Property Summary

Property Type	Recreational/Entertainment (General)
Details	2 bd · 2 ba · 2,622 sqft · built 1994
Lot Size	0.261 acres (11,375 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Mar 2021)
Tax Bill	$3,829 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit
APN	`03S4529AA 101`

Property Details

APN / Parcel Number

Primary APN	`03S4529AA 101`
Alternative APN	`8041`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,622 sqft Total Area

Exterior

Year Built	Built 1994
Lot Area	11,375 sqft (0.261 acres)
Garage Type	Attached
Garage Area	400 sqft

Location & Zoning

Account Number	8041
Street Address	60481 RIVER RD
City	JOSEPH
State	OR
Zip	97846-8201
Property Category	Commercial
Property Type	Commercial > Retail > Recreational/Entertainment (General)
Local Zoning Code	R-3
Legal Description	FORMERLY PART TL 100 T3S R45E WM SEC 29 WALLOWA LK METHODIST CAMP LOT 24, BLK F & N 13'OF LOT 23, BLK F 12-18-91 19591 R/W 7-28-94 26830 WD 7-18-95 29137
Legal Range	45E
Legal Township	03S
Legal Section	29
Legal Subdivision	WALLOWA LK METHODIST CAMP SURV
Legal Block	F
Legal Lot Number	24
Jurisdiction	WALLOWA OR
Township / Civil Division	ENTERPRISE
Census Block Group	4
Census Block	4085
Census Tract	960300

Owner

Source: Wallowa County records · APN 03S4529AA 101

Assessment roll updated September 30, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	62916 DRY CREEK LN, SUMMERVILLE, OR 97876-8116
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 10, 2021 · Amount on Record
Deed Sale	Mar 10, 2021 · Amount on Record
Record Updated	Jun 08, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALLOWA OR
Property Address	60481 RIVER RD, JOSEPH, OR 97846-8201
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60481 RIVER RD, JOSEPH, OR 97846-8201

Mortgage

Document Number	0000091566
Date	Dec 08, 2025
Instrument	91566

Lender

Name	BANNER BANK
Type	Bank
Address	LA GRANDE, OR 97850

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	296 Months
Due	Aug 06, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Wallowa County records · Assessment roll updated September 30, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Wallowa County
Unified School District	Joseph School District 6 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,829.00 (+3.26%)	$366,424 (+3%) Land $177,321 Building $189,103	$796,390 (+2.4%) Land $302,700 Building $493,690
2024	$3,708.00 (+2.94%)	$355,752 (+3%) Land $172,025 Building $183,727	$777,750 (-6.93%) Land $376,370 Building $401,380
2023	$3,602.00 (+2.94%)	$345,391 (+3%) Land $167,015 Building $178,376	$835,690 (-) Land $404,100 Building $431,590
2022	$3,499.00	$335,332 Land $162,568 Building $172,764	$835,690 Land $404,100 Building $431,590

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	High above 87% of the US · above 66% of Oregon
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Northwest Fiber Fiber	6,000 / 6,000
Starlink Satellite	280 / 30

Based on FCC filings for 126 locations within half a mile of this property.

Cell Coverage

No cell data coverage reported

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WALLOWA LAKE CO SERVICE DIST serves 350 people
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.