6048 Greatwater Dr, Windermere, FL 34786 Property Records

Orange County property record for 6048 Greatwater Dr, Windermere, FL 34786

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 5,135 sqft · built 2000
Lot Size0.447 acres (19,488 sqft)
Owner2 Individual Names on Record
Last Sale$1,300,000 (Aug 2020)
Tax Bill$19,127 (2025)
Deeds & MortgagesDec 2021 Line of Credit
Aug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN29-23-28-4074-01-590

Property Details

APN / Parcel Number

Primary APN29-23-28-4074-01-590
Alternative APNs
  • 282329407401590
  • 294049
  • 298899
  • 303064

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area5,135 sqft Living Area
Gross Area7,279 sqft
1st Floor Area3,618 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2001
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialTile
Lot Area19,488 sqft (0.447 acres)
Garage TypeAttached
Garage Area1,025 sqft
Parking Spaces4 Parking Spaces
PorchFinished/Open Porch
Porch Area851 sqft
GazeboGazebo

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address6048 GREATWATER DR
CityWINDERMERE
StateFL
Zip34786-5600
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP-D
Legal DescriptionKEENES POINTE UNIT 1 39/74 LOT 159
Legal Range28E
Legal Township23S
Legal Section29
Legal SubdivisionKEENES POINTE UT 1
Legal Tract4074
Legal Block1
Legal Lot Number159
Legal Unit1
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group2
Census Block2001
Census Tract17108

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6048 GREATWATER DR, WINDERMERE, FL 34786-5600
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 6, 2021Deed of Trust, Mortgage · Line of Credit
PARTNERS FCU
Aug 17, 2020Warranty Deed, Transfer
PARTNERS FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 17, 2020 · Amount on Record
Deed SaleAug 17, 2020 · Amount on Record
Prior SaleJun 23, 2015 · Amount on Record
Deed Document Number2020434284
Record UpdatedJun 8, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address6048 GREATWATER DR, WINDERMERE, FL 34786-5600
Transaction TypeMortgage
Record UpdatedJan 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address6048 GREATWATER DR, WINDERMERE, FL 34786-5600

Mortgage

Document Number0000741356
DateDec 6, 2021
Instrument20210741356
Lender
NamePARTNERS FCU
TypeCredit Union
AddressORLANDO, FL 32821
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueDec 5, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateAug 17, 2020
Property Address6048 GREATWATER DR, WINDERMERE, FL 34786-5600
Document Number0000434284
Instrument DateAug 14, 2020
Instrument434284
Transaction TypeTransfer
Record UpdatedSep 7, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$9,100.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6048 GREATWATER DR WINDERMERE FL 347865600, WINDERMERE, FL 34786-5600

Mortgage

Document Number434285
DateAug 17, 2020
Instrument434285
Lender
NamePARTNERS FCU
TypeCredit Union
Address13705 INTERNATIONAL DR S, ORLANDO, FL 32821-5411
Agreement
AmountAmount Recorded
Term360 Months
DueAug 16, 2050

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,215,202 (+2.7%)$1,877,340 (-1.28%) Land $460,000 Building $1,417,340
2025$19,127.00 (+3.37%) Homeowner's exemption$1,183,254 (+6.26%)$1,901,760 (+9.66%) Land $460,000 Building $1,441,760
2024$18,504.00 (+7.51%)
2023$17,212.00 (+2.98%) Homeowner's exemption$1,113,502 (+3%)$1,734,171 (+37.82%) Land $460,000 Building $1,274,171
2022$16,714.00 Homeowner's exemption$1,081,070$1,258,270 Land $360,000 Building $898,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 66 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies66 in force
Nearby Flood Claims6 (2016–2022)
Claims Outside the SFHA6 of 6
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Spectrum
Cable
1,000 / 35
T-Mobile
Fixed Wireless
100 / 20

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