6048 E Old State Rd, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 6048 E Old State Rd, Schenectady, NY 12303 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,088 sqft · built 1984
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$405,000 (Oct 2024)
Tax Bill	$7,032 (2025)
Deeds & Mortgages	Sep 2022 Transfer Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`013089 28.00-1-54.3`

Property Details

APN / Parcel Number

Primary APN	`013089 28.00-1-54.3`
Alternative APNs	`308902800000010540030000` `02800000010540030000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,088 sqft Living Area
1st Floor Area	1,672 sqft
Upper Floors Area	256 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	43,560 sqft (1 acres)
Lot Width	100 ft Width
Garage Type	Detached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Shed	1 Shed
Cabin	Cabin

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	02800000010540030000
Street Address	6048 E OLD STATE RD
City	SCHENECTADY
State	NY
Zip	12303-3571
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 OSM 6048 OLD STATE RD
Legal Subdivision	OLD STATE WEADOWS
Legal Block	1
Legal Lot Number	54.003
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	2
Census Block	2008
Census Tract	14617

Owner

Source: Albany County and Guilderland Town records · APN 013089 28.00-1-54.3

Assessment roll updated March 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	127 CAMBRIDGE CT, SCHENECTADY, NY 12303-5059
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2022	Intrafamily Transfer, Transfer
Sep 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage SEFCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 30, 2024 · Amount on Record
Deed Sale	Oct 30, 2024 · Amount on Record
Deed Document Number	202418477
Prior Transfer Date	Aug 30, 2022
Prior Transfer Doc	0000022591
Record Updated	Sep 20, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALBANY NY
Recording Date	Sep 28, 2022
Property Address	6048 E OLD STATE RD, SCHENECTADY, NY 12303-3571
Document Number	0000002591
Map Reference	MAP 5934 DR 172
Instrument Date	Aug 30, 2022
Instrument	R2022-22591
Transaction Type	Transfer
Record Updated	Feb 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6048 E OLD STATE RD, SCHENECTADY, NY 12303-3571

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6048 E OLD STATE RD, SCHENECTADY, NY 12303-3571

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	6048 E OLD STATE RD, SCHENECTADY, NY 12303-3571
Document Number	0000021881
Instrument Date	Sep 21, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6048 E OLD STATE RD SCHENECTADY NY 123033571, SCHENECTADY, NY 12303-3571

Mortgage

Document Number	0000021881
Date	Oct 01, 2018
Instrument	21881

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 30, 2033

Tax Assessment & Valuation

Source: Albany County and Guilderland Town records · Assessment roll updated March 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,032.00 (+10.78%)	$296,000 (-) Land $59,000 Building $237,000	$394,667 (+13.33%) Land $78,667 Building $316,000
2023		$296,000 (-) Land $59,000 Building $237,000	$348,235 (+7.06%) Land $69,412 Building $278,823
2022		$296,000 Land $59,000 Building $237,000	$325,275 Land $64,835 Building $260,440
2021	$6,348.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 25 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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