6048 E Lake Rd, Auburn, NY 13021 Property Records

Cayuga County and Owasco Town property record for 6048 E Lake Rd, Auburn, NY 13021

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,292 sqft · built 1994
Lot Size0.831 acres (36,200 sqft)
Owner2 Individual Names on File
Last Sale$16,900 (Aug 1994)
Tax Bill$6,337 (2026)
Deeds & MortgagesAug 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN054600 138.00-1-73.2

Property Details

APN / Parcel Number

Primary APN054600 138.00-1-73.2
Alternative APN
  • 460013800000010730020000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,292 sqft Living Area
1st Floor Area1,292 sqft

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area36,200 sqft (0.831 acres)
Lot Dimensions200 ft deep x 181 ft wide
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeAbove-Ground Pool
Pool Area452 sqft
PorchSlab
Porch Area236 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address6048 E LAKE RD
CityAUBURN
StateNY
Zip13021-8239
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSM 78-276 LOT 2
Legal Block1
Legal Lot Number73.002
JurisdictionCAYUGA NY
Township / Civil DivisionOWASCO
Census Block Group3
Census Block3039
Census Tract40700

Owner

6048 E Lake Rd is owned and occupied by two individuals who bought it in August 1994.

Source: Cayuga County and Owasco Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address6048 E LAKE RD, AUBURN, NY 13021-8239
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 11, 1994 · Amount on File
Deed SaleAug 11, 1994 · Amount on File
Deed Book / Page896 / 334
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAYUGA NY
Recording DateAug 14, 2026
Property Address6048 E LAKE RD, AUBURN, NY 13021-8239
Document Number0000245303
Book / Page4771 / 255
Instrument DateAug 10, 2026
Instrument2026245303
Transaction TypeMortgage
Record UpdatedAug 21, 2026
Title CompanyINGEO, CSC INGEO

Transferred To (Grantee/Buyer)

NameVerified Name
Address6048 E LAKE RD, AUBURN, NY 13021-8239

Mortgage

Document Number0000245303,
DateAug 14, 2026
Book Page4771/255
Instrument2026245303
Lender
NameCHEMUNG CANAL TRUST
Agreement
TypeLine of Credit
AmountAmount on Record
Term480 Months
DueAug 20, 2066
Interest
Rate4.5%
Max Rate-1%

Tax Assessment & Valuation

The 2026 property tax bill for 6048 E Lake Rd was $6,337 with a homeowner's exemption, up 10.4% from the year before.

Source: Cayuga County and Owasco Town assessment roll, as of May 1, 2026

Property Jurisdictions

TypeName
StateNew York
CountyCayuga County
County SubdivisionOwasco Town
Unified School DistrictAuburn City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,337.00 (+10.44%) Homeowner's exemption
2025$5,738.00 (+3.28%) Homeowner's exemption$135,700 Land $14,000 Building $121,700$288,723 Land $29,787 Building $258,936
2024$5,556.00
2023$135,700 Land $14,000 Building $121,700$238,070 Land $24,561 Building $213,509
2020$2,123.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6048 E Lake Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims3 (1981–2021)
Claims Outside the SFHA1 of 3
Most Recent ClaimAug 2021 · Remnants Of Tropical Storm Fred

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6048 E Lake Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 93% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
CBN
Fixed Wireless · not low latency
100 / 100
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Lake Rd

Nearby Streets

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