6047 Cavanaugh Rd, Marcy, NY 13403 Property Records

Oneida County and Marcy Town property record for 6047 Cavanaugh Rd, Marcy, NY 13403

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,400 sqft · built 2001
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$299,900 (Jul 2021)
Tax Bill	$4,191 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`008620.1`

Property Details

APN / Parcel Number

Primary APN	`008620.1`
Alternative APNs	`440027700400010110010000` `304400 277.004-1-11.1`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,400 sqft Living Area
1st Floor Area	896 sqft
Upper Floors Area	504 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	150 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	008620.1
Street Address	6047 CAVANAUGH RD
City	MARCY
State	NY
Zip	13403-2406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	11.001
Jurisdiction	ONEIDA NY
Township / Civil Division	MARCY
Census Block Group	4
Census Block	4020
Census Tract	26200

Owner

6047 Cavanaugh Rd is owned and occupied by an individual who bought it in July 2021.

Source: Oneida County and Marcy Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	6047 CAVANAUGH RD, MARCY, NY 13403-2406
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage HOMESTEAD FUNDING CORP
Jul 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PVT BK NA
Jul 11, 2019	Warranty Deed, Transfer · Stand-Alone Refinance MORGAN STANLEY CREDIT CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2021 · Amount on File
Deed Sale	Jul 29, 2021 · Amount on File
Prior Sale	Jul 11, 2019 · Amount on File
Deed Document Number	202112613
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA NY
Recording Date	Jul 29, 2021
Property Address	6047 CAVANAUGH RD, MARCY, NY 13403-2406
Document Number	0000012613
Instrument Date	Jul 23, 2021
Instrument	2021-012613
Transaction Type	Transfer
Record Updated	Feb 27, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	537 BRETTS WAY, WHITESBORO, NY 13492-3215

Mortgage

Document Number	0000012614
Date	Jul 29, 2021
Instrument	2021-012614

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	6047 CAVANAUGH RD, MARCY, NY 13403-2406
Document Number	0000008720
Instrument Date	Jul 9, 2019
Transaction Type	Mortgage
Record Updated	Aug 14, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 ASHLAND AVE UTICA NY 135021615, UTICA, NY 13502-1615

Mortgage

Document Number	0000008720
Date	Jul 11, 2019
Instrument	8720

Lender

Name	MORGAN STANLEY PVT BK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 10, 2049

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA NY
Recording Date	Jul 11, 2019
Property Address	6047 CAVANAUGH RD, MARCY, NY 13403-2406
Document Number	0000008719
Instrument Date	Jul 3, 2019
Instrument	2019-008719
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 ASHLAND AVE, UTICA, NY 13502-1615

Mortgage

Document Number	0000008720
Date	Jul 11, 2019
Instrument	2019-008720

Lender

Name	MORGAN STANLEY CREDIT CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 6047 Cavanaugh Rd was $4,191, up 0.8% from the year before.

Source: Oneida County and Marcy Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
County Subdivision	Marcy Town
Unified School District	Whitesboro Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,191.00 (+0.77%)
2025	$4,159.00	$91,190 Land $16,500 Building $74,690	$198,239 Land $35,870 Building $162,369
2023		$91,190 (-) Land $16,500 Building $74,690	$168,870 (+14.81%) Land $30,555 Building $138,315
2022	$1,204.00	$91,190 Land $16,500 Building $74,690	$147,081 Land $26,613 Building $120,468

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 6047 Cavanaugh Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6047 Cavanaugh Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MVWA - MOHAWK VALLEY WATER AUTHORITY serves 126,250 people · EPA ID NY3202411
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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