Coles County property record for 6046 Lerna Rd, Mattoon, IL 61938
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,750 sqft · built 1986 |
| Lot Size | 2.03 acres (88,427 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $167,000 (May 2026) |
| Tax Bill | $4,483 (2025) |
| Deeds & Mortgages | Nov 2017 Mortgage Dec 2020 Line of Credit + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-0-00793-000 |
| Primary APN | 06-0-00793-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,750 sqft Base Area |
| 1st Floor Area | 1,750 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Lot Area | 88,427 sqft (2.03 acres) |
| Garage Type | Attached |
| Garage Area | 364 sqft |
| Cooling System | Central |
|---|
| Street Address | 6046 LERNA RD |
|---|---|
| City | MATTOON |
| State | IL |
| Zip | 61938-8557 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF SEC 21 #680690 |
| Jurisdiction | COLES IL |
| Township / Civil Division | LAFAYETTE |
| Census Block Group | 5 |
| Census Block | 5008 |
| Census Tract | 200 |
Source: Coles County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6046 LERNA RD, MATTOON, IL 61938-8557 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Nov 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PRAIRIE STATE BANK & TRUST |
| Dec 30, 2020 | Deed of Trust, Mortgage · Line of Credit PRAIRIE STATE BANK & TRUST |
| Dec 11, 2012 | Deed of Trust, Mortgage · Line of Credit PRAIRIE STATE BANK & TRUST |
| Feb 5, 2013 | Deed of Trust, Mortgage · Conventional Mortgage PRAIRE STATE BANK & TRUST |
| Sep 12, 2012 | Deed of Trust, Mortgage · Construction Mortgage PRAIRIE STATE BANK & TRUST |
| May 28, 2026 | Special Warranty Deed, Transfer · Conventional Mortgage WASHINGTON SAVINGS BANK FSB |
| Jun 1, 2021 | Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK |
| Jun 6, 2005 | Deed, Transfer · Conventional Mortgage FIRST FEDERAL SAVINGS AND LOAN MAIN BRAN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 28, 2026 · Amount on Record |
| Deed Sale | May 28, 2026 · Amount on Record |
| Prior Sale | Jun 1, 2021 · Amount on Record |
| Deed Document Number | 2026822890 |
| Prior Transfer Date | Jul 30, 2024 |
| Prior Transfer Doc | 0000813189 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLES IL |
| Property Address | 6046 LERNA RD, MATTOON, IL 61938-8557 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 201700773429 |
|---|---|
| Date | Nov 20, 2017 |
| Instrument | 201700773429 |
| Name | PRAIRIE STATE BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 26, 2027 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLES IL |
| Property Address | 6046 LERNA RD, MATTOON, IL 61938-8557 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2026 |
| Name | Verified Name |
|---|---|
| Address | 6046 LERNA RD, MATTOON, IL 61938-8557 |
| Document Number | 202000792195 |
|---|---|
| Date | Dec 30, 2020 |
| Instrument | 202000792195 |
| Name | PRAIRIE STATE BANK & TRUST |
|---|---|
| Type | Bank |
| Address | CHARLESTON, IL 61920 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLES IL |
| Property Address | 6046 LERNA RD, MATTOON, IL 61938-8557 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2012741651 |
|---|---|
| Date | Dec 11, 2012 |
| Instrument | 2012741651 |
| Name | PRAIRIE STATE BANK & TRUST |
|---|---|
| Type | Bank |
| Address | CHARLESTON, IL 61920 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLES IL |
| Property Address | 6046 LERNA RD, MATTOON, IL 61938-8557 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2013742844 |
|---|---|
| Date | Feb 5, 2013 |
| Instrument | 2013742844 |
| Name | PRAIRE STATE BANK & TRUST |
|---|---|
| Type | Non-Lending Institution |
| Address | CHARLESTON, IL 61920 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLES IL |
| Property Address | 6046 LERNA RD, MATTOON, IL 61938-8557 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2012739700 |
|---|---|
| Date | Sep 12, 2012 |
| Instrument | 2012739700 |
| Name | PRAIRIE STATE BANK & TRUST |
|---|---|
| Type | Bank |
| Address | CHARLESTON, IL 61920 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | COLES IL |
| Recording Date | May 28, 2026 |
| Property Address | 6046 LERNA RD, MATTOON, IL 61938-8557 |
| Document Number | 0000822890 |
| Instrument Date | Jan 7, 2026 |
| Instrument | 2026822890 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $25,300.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6046 LERNA RD, MATTOON, IL 61938-8557 |
| Document Number | 0000822891, |
|---|---|
| Date | May 28, 2026 |
| Instrument | 2026822891 |
| Name | WASHINGTON SAVINGS BANK FSB |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLES IL |
| Recording Date | Jun 1, 2021 |
| Property Address | 6046 LERNA RD, MATTOON, IL 61938-8557 |
| Document Number | 202100794976 |
| Instrument Date | May 26, 2021 |
| Instrument | 202100794976 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $158.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6046 LERNA RD, MATTOON, IL 61938-8557 |
| Document Number | 202100794977 |
|---|---|
| Date | Jun 1, 2021 |
| Instrument | 202100794977 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | COLES IL |
| Recording Date | Jun 6, 2005 |
| Property Address | 6046 LERNA RD, MATTOON, IL 61938-8557 |
| Document Number | 0000680690 |
| Instrument Date | May 31, 2005 |
| Instrument | 680690 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $127.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3225 LINCOLN HIGHWAY RD, CHARLESTON, IL 61920-8076 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6046 LERNA RD, MATTOON, IL 61938-8557 |
| Document Number | 0000680691 |
|---|---|
| Date | Jun 6, 2005 |
| Instrument | 680691 |
| Name | FIRST FEDERAL SAVINGS AND LOAN MAIN BRAN |
|---|---|
| Type | Non-Lending Institution |
| Address | MATTOON, IL 61938 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2035 |
Source: Coles County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Coles County |
| County Subdivision | Lafayette Township |
| Unified School District | Mattoon Community Unit School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,483.00 (+3.03%) | $72,139 (+10.2%) Land $7,221 Building $64,918 | $216,417 (+10.2%) Land $21,663 Building $194,754 |
| 2024 | $4,351.00 (+170.58%) | $65,462 (+11%) Land $6,553 Building $58,909 | $196,386 (+11%) Land $19,659 Building $176,727 |
| 2023 | $58,975 Land $5,904 Building $53,071 | $176,925 Land $17,712 Building $159,213 | |
| 2020 | $1,608.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1999–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 42% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 25 / 3 |
| Fidium Fiber DSL | 10 / 1 |
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