6046 E Penrose St, Inverness, FL 34452 Property Records

Citrus County property record for 6046 E Penrose St, Inverness, FL 34452

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,619 sqft · built 1983
Lot Size	0.22 acres (9,600 sqft)
Owner	Individual Name on File
Last Sale	$137,300 (Feb 2021)
Tax Bill	$2,395 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20E-19S-29-0010-03960-004.0`

Property Details

APN / Parcel Number

Primary APN	`20E-19S-29-0010-03960-004.0`
Alternative APNs	`2919S20E0010039600040` `1822645`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,619 sqft Living Area
1st Floor Area	1,619 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1983
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,600 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Area	363 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	420 sqft
Fence	Fence
Utility Building	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1822645
Old Parcel Number	2919S20E0010039600040
Street Address	6046 E PENROSE ST
City	INVERNESS
State	FL
Zip	34452-7913
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR MED DENSITY RESIDENT
Legal Description	INVERNESS HGLDS WEST PB 5 PG 19 LOT 4 BLK 396
Legal Range	20E
Legal Township	19S
Legal Section	32
Legal Subdivision	INVERNESS HIGHLANDS WEST
Legal Block	396
Legal Lot Number	4
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	2
Census Block	2012
Census Tract	451104

Owner

6046 E Penrose St is owned and occupied by an individual who bought it in February 2021.

Source: Citrus County records, as of December 10, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	6046 E PENROSE ST, INVERNESS, FL 34452-7913
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2021 · Amount on File
Deed Sale	Feb 9, 2021 · Amount on File
Deed Document Number	2021007952
Deed Book / Page	3133 / 506
Record Updated	Jun 8, 2026

February 2021: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	CITRUS FL
Recording Date	Feb 9, 2021
Property Address	6046 E PENROSE ST, INVERNESS, FL 34452-7913
Document Number	0031330506
Book / Page	3133 / 506
Map Reference	MB 5 PG 19-23
Instrument Date	Jan 15, 2021
Instrument	2021007952
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	INCOMPASS TITLE LLC, COMPASS TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$961.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3017 NW 79TH CT, 3017, GAINESVILLE, FL 32606-6269

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6046 E PENROSE ST, INVERNESS, FL 34452-7913

Mortgage

Document Number	3133508
Date	Feb 9, 2021
Instrument	3133/508

Lender

Name	GROW FINANCIAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 6046 E Penrose St was $2,395 with exemptions applied, down 0.5% from the year before.

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,395.00 (-0.5%) Homeowner's exemption Additional exemption filed	$188,775 (-2.32%) Land $11,200 Building $177,575	$188,775 (-2.32%) Land $11,200 Building $177,575
2024	$2,407.00 (+2.6%) Homeowner's exemption Additional exemption filed	$193,250 (+3.57%) Land $8,720 Building $184,530	$193,250 (+3.57%) Land $8,720 Building $184,530
2023	$2,346.00 (-1.68%) Homeowner's exemption Additional exemption filed	$186,587 (+21.16%) Land $6,720 Building $179,867	$186,587 (+21.16%) Land $6,720 Building $179,867
2022	$2,386.00 Additional exemption filed	$153,996 Land $4,400 Building $149,596	$153,996 Land $4,400 Building $149,596

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6046 E Penrose St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6046 E Penrose St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INVERNESS WATER DEPT serves 7,194 people · EPA ID FL6090861
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20