Citrus County property record for 6046 E Malverne St, Inverness, FL 34452
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,740 sqft · built 1995 |
| Lot Size | 0.331 acres (14,400 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $96,000 (Dec 2000) |
| Tax Bill | $920 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Apr 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20E-19S-29-0010-03920-0040 |
| Primary APN | 20E-19S-29-0010-03920-0040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,740 sqft Living Area |
| Gross Area | 2,320 sqft |
| 1st Floor Area | 1,740 sqft |
| Flooring | Wood |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Frame/Wood Siding |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 14,400 sqft (0.331 acres) |
| Lot Dimensions | 120 ft deep x 120 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Finished/Screened Porch |
|---|---|
| Porch Area | 160 sqft |
| Patio Area | 240 sqft |
| Utility Building | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1821185 |
|---|---|
| Street Address | 6046 E MALVERNE ST |
| City | INVERNESS |
| State | FL |
| Zip | 34452-7731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDR |
| Legal Description | INVERNESS HGLDS WEST PB 5 PG 19LOT 4 & E1/2 OF LOT 3 BLK 392 |
| Legal Range | 20E |
| Legal Township | 19S |
| Legal Section | 32 |
| Legal Subdivision | INVERNESS HIGHLANDS WEST |
| Legal Block | 392 |
| Legal Lot Number | 3 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 451104 |
Source: Citrus County records, as of October 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6046 E MALVERNE ST, INVERNESS, FL 34452-7731 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2026 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CREDIT UNION |
| Apr 25, 2022 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Mar 17, 2020 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 2000 · Amount on Record |
| Deed Sale | Dec 18, 2000 · Amount on Record |
| Prior Sale | Jun 1, 1997 · Amount on Record |
| Deed Document Number | 20001166136 |
| Deed Book / Page | 1398 / 1856 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Sep 29, 2026 |
| Property Address | 6046 E MALVERNE ST, INVERNESS, FL 34452-7731 |
| Document Number | 0000058404 |
| Book / Page | 3711 / 525 |
| Instrument Date | Sep 22, 2026 |
| Instrument | 202658404 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 6046 E MALVERNE ST, INVERNESS, FL 34452-7731 |
| Document Number | 0000058404, |
|---|---|
| Date | Sep 29, 2026 |
| Book Page | 3711/525 |
| Instrument | 202658404 |
| Name | SUNCOAST CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 6046 E MALVERNE ST, INVERNESS, FL 34452-7731 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2022 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TTL SVCS CITRUS CNT |
| Name | Verified Name |
|---|---|
| Address | 6046 E MALVERNE ST, INVERNESS, FL 34452-7731 |
| Document Number | 0032761837 |
|---|---|
| Date | Apr 25, 2022 |
| Book Page | 3276/1837 |
| Instrument | 2022028917 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 24, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 6046 E MALVERNE ST, INVERNESS, FL 34452-7731 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0030470777 |
|---|---|
| Date | Mar 17, 2020 |
| Book Page | 3047/777 |
| Instrument | 2020014814 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Citrus County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $920.00 (+9.13%) Homeowner's exemption | $89,290 (-61.23%) | $226,359 (-1.71%) Land $16,800 Building $209,559 |
| 2024 | $843.00 (+3.69%) Homeowner's exemption Additional exemption filed | $230,300 (+4.43%) Land $13,080 Building $217,220 | $230,300 (+4.43%) Land $13,080 Building $217,220 |
| 2023 | $813.00 (+6.83%) Homeowner's exemption Additional exemption filed | $220,527 (+21.87%) Land $9,070 Building $211,457 | $220,527 (+21.87%) Land $9,070 Building $211,457 |
| 2022 | $761.00 Homeowner's exemption Additional exemption filed | $180,954 Land $5,940 Building $175,014 | $180,954 Land $5,940 Building $175,014 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INVERNESS WATER DEPT serves 7,194 people · EPA ID FL6090861 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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