El Dorado County property record for 6045 S Shingle Rd, Shingle Springs, CA 95682
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,993 sqft · built 1990 |
| Lot Size | 3.3 acres (143,748 sqft) |
| Owner | Individual Name on File |
| Last Sale | $413,000 (Feb 2004) |
| Tax Bill | $6,067 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Mar 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 087-290-027-000 |
| Primary APN | 087-290-027-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,993 sqft Living Area |
| 1st Floor Area | 1,993 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Wood |
| Lot Area | 143,748 sqft |
| Terrain | Wooded |
| View / Lot | Average |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 1,993 sqft |
| Water Source | Commercial |
|---|
| Street Address | 6045 S SHINGLE RD |
|---|---|
| City | SHINGLE SPRINGS |
| State | CA |
| Zip | 95682-9307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RE |
| Legal Description | SEC 26 9 9 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | SOUTH EL DORADO |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 30712 |
6045 S Shingle Rd, a rural home, is owned and occupied by an individual who acquired it in March 2008.
Source: El Dorado County records, as of September 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6045 S SHINGLE RD, SHINGLE SPRINGS, CA 95682-9307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 28, 2026 | Deed of Trust, Mortgage · Line of Credit U S BANK N A |
| Mar 3, 2022 | Deed of Trust, Mortgage · Line of Credit UMPQUA BANK |
| May 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 27, 2004 · Amount on File |
| Deed Sale | Feb 27, 2004 · Amount on File |
| Deed Document Number | 200414239 |
| Last Transfer Date | Mar 25, 2008 |
| Transfer Doc | 0000014827 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Apr 28, 2026 |
| Property Address | 6045 S SHINGLE RD, SHINGLE SPRINGS, CA 95682-9307 |
| Document Number | 0000013915 |
| Instrument Date | Feb 13, 2026 |
| Instrument | 202613915 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 5961 S SHINGLE RD, SHINGLE SPRINGS, CA 95682-9307 |
| Document Number | 0000013915, |
|---|---|
| Date | Apr 28, 2026 |
| Instrument | 202613915 |
| Name | U S BANK N A |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 26, 2056 |
| Rate | 6.06% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 6045 S SHINGLE RD, SHINGLE SPRINGS, CA 95682-9307 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 6045 S SHINGLE RD, SHINGLE SPRINGS, CA 95682-9307 |
| Document Number | 0000010278 |
|---|---|
| Date | Mar 3, 2022 |
| Instrument | 2022-0010278 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | SPOKANE, WA 99201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 6045 S SHINGLE RD, SHINGLE SPRINGS, CA 95682-9307 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 6045 S SHINGLE RD, SHINGLE SPRINGS, CA 95682-9307 |
| Document Number | 0000034191 |
|---|---|
| Date | May 19, 2021 |
| Instrument | 2021-0034191 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2036 |
The 2025 property tax bill for 6045 S Shingle Rd was $6,067 with a homeowner's exemption, up 2.1% from the year before.
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Elementary School District | Latrobe Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $598,918 (+2%) Land $217,523 Building $381,395 | |
| 2025 | $6,067.00 (+2.07%) Homeowner's exemption | $587,175 Land $213,258 Building $373,917 |
| 2024 | $5,944.00 (+2.1%) | |
| 2023 | $5,822.00 (+1.59%) Homeowner's exemption | $564,377 Land $204,978 Building $359,399 |
| 2022 | $5,731.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 6045 S Shingle Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6045 S Shingle Rd is high, ranking above 87% of the US, with a 0.9% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 87% of the US · above 68% of California |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zeta Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL | 50 / 10 |
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