6045 Pine Needle Ct, Clarkston, MI 48346 Property Records

Oakland County property record for 6045 Pine Needle Ct, Clarkston, MI 48346

Property Summary

Property Type	Condominium
Details	4 bd · 2.5 ba · 2,342 sqft · built 1994
Lot Size	0.408 acres (17,772 sqft)
Owner	2 Individual Names on File
Last Sale	$235,600 (Dec 2012)
Tax Bill	$3,593 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`J-08-28-277-016`

Property Details

APN / Parcel Number

Primary APN	`J-08-28-277-016`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,342 sqft Living Area
1st Floor Area	1,255 sqft
Basement Area	1,147 sqft
Finished Basement	1,147 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Lot Area	17,772 sqft (0.408 acres)
Garage Area	515 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Deck Area	232 sqft
Patio Area	232 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	6045 PINE NEEDLE CT
City	CLARKSTON
State	MI
Zip	48346-2296
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1A
Legal Description	T4N, R9E, SEC 27 & 28 OAKLAND COUNTY CONDOMINIUM PLAN NO 852 LAKE WALDON VILLAGE II UNIT 32 L 14595 P 162 4-29-94 FR 276-001
Legal Range	9E
Legal Township	4N
Legal Section	27
Legal Subdivision	OAKLAND COUNTY CONDOMINIUM
Legal Unit	32
Jurisdiction	OAKLAND MI
Township / Civil Division	INDEPENDENCE
Census Block Group	2
Census Block	2000
Census Tract	127500

Owner

6045 Pine Needle Ct, a condominium, is owned and occupied by two individuals who bought it in December 2012.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6045 PINE NEEDLE CT, CLARKSTON, MI 48346-2296
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHOICEONE BANK
Oct 26, 2019	Deed of Trust, Mortgage · Conventional with PMI GENISYS CU
May 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage GENISYS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2012 · Amount on File
Deed Sale	Dec 12, 2012 · Amount on File
Deed Document Number	2012274699
Deed Book / Page	45075 / 636
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	6045 PINE NEEDLE CT, CLARKSTON, MI 48346-2296
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000118129
Date	Jun 19, 2020
Book Page	54373/329
Instrument	118129

Lender

Name	CHOICEONE BANK
Type	Bank
Address	SPARTA, MI 49345

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	6045 PINE NEEDLE CT, CLARKSTON, MI 48346-2296
Document Number	0000182667
Instrument Date	Oct 26, 2019
Transaction Type	Mortgage
Record Updated	Dec 9, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6045 PINE NEEDLE CT CLARKSTON MI 483462296, CLARKSTON, MI 48346-2296

Mortgage

Document Number	0000182667
Date	Nov 1, 2019
Book Page	053453/000462
Instrument	182667

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Oct 31, 2034

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	6045 PINE NEEDLE CT, CLARKSTON, MI 48346-2296
Document Number	0000090832
Instrument Date	May 7, 2019
Transaction Type	Mortgage
Record Updated	Jul 1, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6045 PINE NEEDLE CT CLARKSTON MI 483462296, CLARKSTON, MI 48346-2296

Mortgage

Document Number	0000090832
Date	Jun 12, 2019
Book Page	052916/000617
Instrument	90832

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326-2947

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 11, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 6045 Pine Needle Ct was $3,593 with a homeowner's exemption, down 31.5% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Independence Charter Township
Unified School District	Clarkston Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,593.00 (-31.51%) Homeowner's exemption	$245,700 Land $46,200 Building $199,500	$491,400 Land $92,400 Building $399,000
2024	$5,246.00
2023		$206,400 Land $36,400 Building $170,000	$412,800 Land $72,800 Building $340,000
2022	$4,710.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6045 Pine Needle Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6045 Pine Needle Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE TOWNSHIP serves 11,790 people · EPA ID MI0003342
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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