6045 Melbourne Ave, #A, Deale, MD 20751 Property Records

Anne Arundel County property record for 6045 Melbourne Ave, #A, Deale, MD 20751

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,016 sqft · built 2002
Lot Size	0.367 acres (16,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,000 (Feb 2020)
Tax Bill	$8,594 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jun 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-516-01810300`

Property Details

APN / Parcel Number

Primary APN	`07-516-01810300`
Alternative APNs	`751601810300` `51601810300`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,016 sqft Living Area
Gross Area	2,544 sqft
1st Floor Area	1,232 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	16,000 sqft (0.367 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	24 sqft
Deck Area	224 sqft
Shed	1 Shed
Shed Area	220 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	51601810300
Street Address	6045 MELBOURNE AVE, A
City	DEALE
State	MD
Zip	20751-9719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LT 8 PT LT 7 SC B MASONS BEACH
Legal Subdivision	MASONS BEACH
Legal Block	1
Legal Lot Number	7
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	1
Census Block	1026
Census Tract	707002

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6045A MELBOURNE AVE, DEALE, MD 20751-9719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK
Jun 30, 2020	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Sep 19, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Feb 12, 2020	Deed, Transfer · VA Mortgage BAY CAPITAL MORTGAGE CORP
Jun 23, 2017	Grant Deed, Transfer · Conventional Mortgage EDUCATIONAL SYS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2020 · Amount on Record
Deed Sale	Feb 12, 2020 · Amount on Record
Prior Sale	Jun 23, 2017 · Amount on Record
Deed Book / Page	34189 / 472
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Aug 12, 2026
Property Address	6045 MELBOURNE AVE, A, DEALE, MD 20751-9719
Document Number	4261000165
Book / Page	42616 / 165
Instrument Date	Jul 27, 2026
Transaction Type	Mortgage
Record Updated	Sep 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165
Address	6045A MELBOURNE AVE, A, DEALE, MD 20751-9719

Mortgage

Document Number	4261000165,
Date	Aug 12, 2026
Book Page	42616/165

Lender

Name	PNC BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Aug 5, 2066

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	6045 MELBOURNE AVE # A, A, DEALE, MD 20751-9719
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0348240434
Date	Jun 30, 2020
Book Page	34824/434

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	6045 MELBOURNE AVE # A, A, DEALE, MD 20751-9719
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6045A MELBOURNE AVE, DEALE, MD 20751-9719

Mortgage

Document Number	0391290003
Date	Sep 19, 2022
Book Page	39129/3

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Aug 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Feb 12, 2020
Property Address	6045 MELBOURNE AVE # A, A, DEALE, MD 20751-9719
Document Number	0341890472
Book / Page	34189 / 472
Map Reference	LB 932 FO 534
Instrument Date	Jan 24, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	TITLEMAX LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	6045 MELBOURNE AVE # A, A, DEALE, MD 20751-9719

Mortgage

Document Number	34189477
Date	Feb 12, 2020
Instrument	34189/477

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 23, 2017
Property Address	6045 MELBOURNE AVE # A, A, DEALE, MD 20751-9719
Document Number	0310860250
Book / Page	031086 / 000250
Instrument Date	Jun 22, 2017
Transaction Type	Transfer
Record Updated	Jul 27, 2017
Title Company	VILLAGE SETTLEMENTS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	6045 MELBOURNE AVE #A DEALE MD 207519719, A, DEALE, MD 20751-9719

Mortgage

Document Number	310860258
Date	Jun 23, 2017
Book Page	031086/000258

Lender

Name	EDUCATIONAL SYS FCU
Type	Credit Union
Address	GREENBELT, MD 20768-0179

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 22, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$809,900 (+15.82%) Land $471,000 Building $338,900	$809,900 (+15.82%) Land $471,000 Building $338,900
2025	$8,594.00 (+32.38%)
2023	$6,492.00 Homeowner's exemption	$699,300 Land $447,000 Building $252,300	$699,300 Land $447,000 Building $252,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 130 policies
Nearby Flood Policies	130 in force
Nearby Flood Claims	75 (1996–2024)
Claims Outside the SFHA	12 of 75
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 61 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

4G LTE only, no 5G reported

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