Sacramento County property record for 6045 Helva Ln, Carmichael, CA 95608
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,664 sqft · built 1972 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $317,000 (Jul 2013) |
| Tax Bill | $4,706 (2025) |
| Deeds & Mortgages | Apr 2025 Second Mortgage Sep 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 236-0281-017-0000 |
| Primary APN | 236-0281-017-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,664 sqft Living Area |
| Gross Area | 2,105 sqft |
| 1st Floor Area | 1,202 sqft |
| Bonus Room | Bonus Room |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Area | 975 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 6045 HELVA LN |
|---|---|
| City | CARMICHAEL |
| State | CA |
| Zip | 95608-0803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD-5 |
| Legal Description | POR SEC 4, T 9N, R 6E MDB&M, BEING POR O S BK 9/5 COMMENCING AT SW COR LOT5, PECK RANCH SUB TH N89%55E 861 FT, TH S 01%45W |
| Legal Range | 06E |
| Legal Township | 09N |
| Legal Section | 04 |
| Legal Subdivision | PECK RANCH SUBDIVISION |
| Legal Lot Number | 5 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 7903 |
Source: Sacramento County records · APN 236-0281-017-0000
Assessment roll updated July 22, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6045 HELVA LN, CARMICHAEL, CA 95608-0803 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Apr 29, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Sep 07, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC |
| Sep 07, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC |
| Nov 12, 2019 | Quit Claim Deed, Mortgage · Conventional with PMI UNITED WHOLESALE MTG |
| Jun 07, 2017 | Deed of Trust, Mortgage · Line of Credit TCF NAT'L BK |
| Apr 19, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 12, 2013 · Amount on Record |
| Deed Sale | Jul 12, 2013 · Amount on Record |
| Prior Sale | Aug 17, 1999 · Amount on Record |
| Deed Book / Page | 20130712 / 1228 |
| Last Transfer Date | Nov 01, 2019 |
| Transfer Doc | 11120000000876 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 6045 HELVA LN, CARMICHAEL, CA 95608-0803 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 6045 HELVA LN, CARMICHAEL, CA 95608-0803 |
| Document Number | 0000000425 |
|---|---|
| Date | Apr 29, 2025 |
| Instrument | 202504290425 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 6045 HELVA LN, CARMICHAEL, CA 95608-0803 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Title Company | CALIFORNIA BEST TITLE CO, CALIFORNIA BEST TITLE |
| Name | Verified Name |
|---|---|
| Address | 6045 HELVA LN, CARMICHAEL, CA 95608-0803 |
| Document Number | 0000001319 |
|---|---|
| Date | Sep 07, 2021 |
| Instrument | 2021090701319 |
| Name | GOLDEN EMPIRE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | BAKERSFIELD, CA 93309 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 6045 HELVA LN, CARMICHAEL, CA 95608-0803 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2021 |
| Title Company | CALIFORNIA BEST TITLE CO, CALIFORNIA BEST TITLE |
| Name | Verified Name |
|---|---|
| Address | 6045 HELVA LN, CARMICHAEL, CA 95608-0803 |
| Document Number | 2021090701319 |
|---|---|
| Date | Sep 07, 2021 |
| Instrument | 2021090701319 |
| Name | GOLDEN EMPIRE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | BAKERSFIELD, CA 93309 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Nov 12, 2019 |
| Property Address | 6045 HELVA LN, CARMICHAEL, CA 95608-0803 |
| Document Number | 1911120876 |
| Instrument Date | Nov 01, 2019 |
| Instrument | 1911120876 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2019 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 6045 HELVA LN CARMICHAEL CA 956080803, CARMICHAEL, CA 95608-0803 |
| Document Number | 1911120877 |
|---|---|
| Date | Nov 12, 2019 |
| Instrument | 1911120877 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 11, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 6045 HELVA LN, CARMICHAEL, CA 95608-0803 |
| Document Number | 1706121160 |
| Instrument Date | Jun 07, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2017 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 6045 HELVA LN CARMICHAEL CA 956080803, CARMICHAEL, CA 95608-0803 |
| Document Number | 1706121160 |
|---|---|
| Date | Jun 12, 2017 |
| Instrument | 1706121160 |
| Name | TCF NAT'L BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 11, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Apr 19, 2017 |
| Property Address | 6045 HELVA LN, CARMICHAEL, CA 95608-0803 |
| Document Number | 4190000000869 |
| Book / Page | 20170419 / 0869 |
| Instrument Date | Apr 12, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2021 |
| Title Company | FIDELITY NATIONAL TITLE COMP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 6045 HELVA LN, CARMICHAEL, CA 95608-0803 |
| Document Number | 201704190870 |
|---|---|
| Date | Apr 19, 2017 |
| Instrument | 20170419/0870 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2047 |
Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Unified School District | San Juan Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $396,357 (+2%) Land $118,779 Building $277,578 | |
| 2025 | $4,706.00 (-14.03%) | $388,586 (+4.04%) Land $116,450 Building $272,136 |
| 2024 | $5,474.00 (+20.73%) | |
| 2023 | $4,534.00 (+2.05%) | $373,498 Land $111,929 Building $261,569 |
| 2022 | $4,443.00 |
Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), as of September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670079032, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 96% of the US · lower than 97.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Cal.net, California Internet, Succeed.Net.
Based on FCC filings for 593 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system CA3410001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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