Polk County property record for 6044 Swallow Dr, Lakeland, FL 33809
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,665 sqft · built 1996 |
| Lot Size | 0.131 acres (5,702 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $100 (Oct 2016) |
| Tax Bill | $1,273 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Apr 2017 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-27-19-161356-000920 |
| Primary APN | 24-27-19-161356-000920 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,665 sqft Living Area |
| Gross Area | 2,085 sqft |
| 1st Floor Area | 1,665 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 5,702 sqft (0.131 acres) |
| Lot Dimensions | 95 ft deep x 60 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 284 sqft |
| Cooling System | Central |
|---|
| Street Address | 6044 SWALLOW DR |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33809-5694 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SANDPIPER GOLF & COUNTRY CLUB PHASE SEVEN PB 87 PG 35 LOT 92 |
| Legal Range | 24E |
| Legal Township | 27S |
| Legal Section | 19 |
| Legal Subdivision | SANDPIPER GOLF AND COUNTRY CLUB PHASE 07 |
| Legal Phase | 7 |
| Legal Tract | 161356 |
| Legal Block | 1 |
| Legal Lot Number | 92 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 12207 |
6044 Swallow Dr is owned and occupied by two individuals who acquired it in October 2017.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6044 SWALLOW DR, LAKELAND, FL 33809-5694 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 5, 2022 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Apr 6, 2017 | Warranty Deed, Transfer LAKELAND TITLE LLC |
| Dec 5, 2017 | Grant Deed, Transfer LAKELAND TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2016 · Amount on File |
| Deed Sale | Oct 1, 2016 · Amount on File |
| Prior Sale | Aug 6, 2002 · Amount on File |
| Deed Book / Page | 10111 / 1502 |
| Last Transfer Date | Oct 27, 2017 |
| Transfer Doc | 0000233263 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 6044 SWALLOW DR, LAKELAND, FL 33809-5694 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|---|
| Address | 6044 SWALLOW DR, LAKELAND, FL 33809-5694 |
| Document Number | 0000213393 |
|---|---|
| Date | Aug 5, 2022 |
| Book Page | 12368/1926 |
| Instrument | 2022213393 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Jul 25, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 6, 2017 |
| Property Address | 6044 SWALLOW DR, LAKELAND, FL 33809-5694 |
| Document Number | 0101111502 |
| Book / Page | 010111 / 001502 |
| Instrument Date | Oct 27, 2016 |
| Instrument | 65663 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2017 |
| Title Company | LAKELAND TITLE LLC |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6044 SWALLOW DR LAKELAND FL 338095694, LAKELAND, FL 33809-5694 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 5, 2017 |
| Property Address | 6044 SWALLOW DR, LAKELAND, FL 33809-5694 |
| Document Number | 0103312018 |
| Book / Page | 010331 / 002018 |
| Instrument Date | Oct 27, 2016 |
| Instrument | 233263 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | LAKELAND TITLE LLC |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6044 SWALLOW DR LAKELAND FL 338095694, LAKELAND, FL 33809-5694 |
The 2025 property tax bill for 6044 Swallow Dr was $1,273 with exemptions applied.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Lakeland City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $154,023 (+2.7%) | $249,994 (-3.32%) Land $66,000 Building $183,994 | |
| 2025 | $1,273.00 Homeowner's exemption | $149,974 | $258,567 Land $66,000 Building $192,567 |
| 2023 | $605.00 (+8.04%) Homeowner's exemption | $141,502 (+3%) | $258,014 (+16.02%) Land $64,000 Building $194,014 |
| 2022 | $560.00 Homeowner's exemption | $137,381 | $222,387 Land $53,000 Building $169,387 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6044 Swallow Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6044 Swallow Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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