6044 River Rd, Norfolk, VA 23505 Property Records

Norfolk City property record for 6044 River Rd, Norfolk, VA 23505

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 2,282 sqft · built 1952
Lot Size	0.204 acres (8,895 sqft)
Owner	2 Company Names on Record
Tax Bill	$5,987 (2026)
Deeds & Mortgages	Sep 2025 Transfer Jul 2019 Mortgage + 4 more
APN	`38069900`

Property Details

APN / Parcel Number

Primary APN	`38069900`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,282 sqft Living Area
Attic	Attic
Attic Area	891 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asbestos
Lot Area	8,895 sqft (0.204 acres)
Garage Type	Attached
Garage Area	386 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6044 RIVER RD
City	NORFOLK
State	VA
Zip	23505-4709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	13 BLK 9
Legal Subdivision	RIVERPOINT
Legal Block	9
Jurisdiction	NORFOLK CITY VA
Township / Civil Division	NORFOLK
Census Block Group	1
Census Block	1020
Census Tract	2200

Owner

Source: Norfolk City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	6044 RIVER RD, NORFOLK, VA 23505-4709
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2025	Gift Deed, Transfer
Jul 16, 2019	Deed of Trust, Mortgage · ARM BANK OF AMERICA NA
Jan 31, 2022	Deed of Trust, Mortgage · ARM BANK OF AMERICA NA
Mar 17, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LANGLEY FEDERAL CREDIT UNION
Dec 28, 2020	Deed of Trust, Mortgage · Line of Credit LANGLEY FEDERAL CREDIT UNION
Jul 16, 2019	Intrafamily Transfer, Transfer · ARM BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 28, 2025
Transfer Doc	0000016318
Record Updated	Oct 29, 2026

September 2025: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	NORFOLK CITY VA
Recording Date	Sep 10, 2025
Property Address	6044 RIVER RD, NORFOLK, VA 23505-4709
Document Number	0250016318
Map Reference	MB 10 PG 64&65
Instrument Date	Aug 28, 2025
Instrument	250016318
Transaction Type	Transfer
Record Updated	Oct 7, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6044 RIVER RD, NORFOLK, VA 23505-4709

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	6044 RIVER RD, NORFOLK, VA 23505-4709

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	6044 RIVER RD, NORFOLK, VA 23505-4709
Transaction Type	Mortgage
Record Updated	Sep 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190013429
Date	Jul 16, 2019
Instrument	190013429

Lender

Name	BANK OF AMERICA NA

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2029

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	6044 RIVER RD, NORFOLK, VA 23505-4709
Transaction Type	Mortgage
Record Updated	Sep 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220002570
Date	Jan 31, 2022
Instrument	220002570

Lender

Name	BANK OF AMERICA NA

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2032
Change Frequency	6 Months

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	6044 RIVER RD, NORFOLK, VA 23505-4709
Transaction Type	Mortgage
Record Updated	Apr 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220006988
Date	Mar 17, 2022
Instrument	220006988

Lender

Name	LANGLEY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Mar 11, 2062

Interest

Rate Type	Adjustable Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	6044 RIVER RD, NORFOLK, VA 23505-4709
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200032389
Date	Dec 28, 2020
Instrument	200032389

Lender

Name	LANGLEY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Dec 11, 2060

Interest

Rate Type	Adjustable Rate

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NORFOLK CITY VA
Recording Date	Jul 16, 2019
Property Address	6044 RIVER RD, NORFOLK, VA 23505-4709
Document Number	190013428
Instrument Date	Jul 2, 2019
Instrument	190013428
Transaction Type	Transfer
Record Updated	Sep 10, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6044 RIVER RD, NORFOLK, VA 23505-4709

Mortgage

Document Number	0190013429
Date	Jul 16, 2019
Instrument	190013429

Lender

Name	BANK OF AMERICA NA

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2029

Tax Assessment & Valuation

Source: Norfolk City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Norfolk City
Unified School District	Norfolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,987.00 (+2.38%)	$479,000 (+0.74%) Land $90,000 Building $389,000	$479,000 (+0.74%) Land $90,000 Building $389,000
2025	$5,848.00 (+9.29%)	$475,500 (+11.07%) Land $86,500 Building $389,000	$475,500 (+11.07%) Land $86,500 Building $389,000
2023	$5,351.00	$428,100 Land $86,500 Building $341,600	$428,100 Land $86,500 Building $341,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 240 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	240 in force
Nearby Flood Claims	177 (1992–2022)
Claims Outside the SFHA	15 of 177
Most Recent Claim	Jan 2022 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 35 claims Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 57 claims Hurricane Isabel, Sep 2003 · 45 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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