6044 Osage Dr, Carmel, IN 46033 Property Records

Hamilton County property record for 6044 Osage Dr, Carmel, IN 46033

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 4,422 sqft · built 2005
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on File
Last Sale$690,000 (Aug 2023)
Tax Bill$7,211 (2024)
Deeds & MortgagesAug 2023 Sale & Mortgage
Jun 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN29-10-22-024-040.000-018

Property Details

APN / Parcel Number

Primary APN29-10-22-024-040.000-018
Alternative APN
  • 1710220024040000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area4,422 sqft Living Area
1st Floor Area1,606 sqft
2nd Floor Area1,316 sqft
Basement Area1,574 sqft
Finished Basement1,500 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Architectural StyleOther
Roof MaterialAsphalt
Lot Area13,068 sqft (0.3 acres)
TerrainRolling
Garage TypeAttached
Garage Area682 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1710220024040000
Street Address6044 OSAGE DR
CityCARMEL
StateIN
Zip46033-8549
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .30, SECTION 22, TOWNSHIP 18, RANGE 4, CHERRY CREEK ESTATES, SECTION 2, LOT 116
Legal Range04
Legal Township18
Legal Section22
Legal SubdivisionCHERRY CREEK ESTATES SECTION 2
Legal Block2
Legal Lot Number116
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group1
Census Block1014
Census Tract110911

Owner

6044 Osage Dr is owned and occupied by an individual who bought it in August 2023.

Source: Hamilton County records, as of March 4, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address6044 OSAGE DR, CARMEL, IN 46033-8549
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2023Warranty Deed, Transfer · Conventional Mortgage
ELEMENTS FINANCIAL FCU
Jun 22, 2020Warranty Deed, Transfer · Conventional Mortgage
ADVISORS MORTGAGE GROUP LLC
May 30, 2019Warranty Deed, Transfer · VA Mortgage
USAA FSB
Aug 23, 2017Warranty Deed, Transfer · Conventional Mortgage
THE NATIONAL BANK OF INDIANAPOLIS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 17, 2023 · Amount on File
Deed SaleAug 17, 2023 · Amount on File
Prior SaleJun 22, 2020 · Amount on File
Deed Document Number2023031569
Record UpdatedJun 8, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateAug 17, 2023
Property Address6044 OSAGE DR, CARMEL, IN 46033-8549
Document Number0000031569
Map ReferenceDOC 200400076921
Instrument DateAug 15, 2023
Instrument2023031569
Transaction TypeTransfer
Record UpdatedNov 10, 2023
Title CompanyENTERPRISE TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
Address6044 OSAGE DR, CARMEL, IN 46033-8549
InvestorPossibly a Property Investor

Mortgage

Document Number0000031570
DateAug 17, 2023
Instrument2023031570
Lender
NameELEMENTS FINANCIAL FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueSep 1, 2038
Interest

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateJun 22, 2020
Property Address6044 OSAGE DR, CARMEL, IN 46033-8549
Document Number2020038430
Map ReferenceDOC 200400051680
Instrument DateJun 19, 2020
Instrument2020038430
Transaction TypeTransfer
Record UpdatedOct 22, 2021
Title CompanyTITLE LINKS LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6044 OSAGE DR, CARMEL, IN 46033-8549

Mortgage

Document Number2020038431
DateJun 22, 2020
Instrument2020038431
Lender
NameADVISORS MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2050

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateMay 30, 2019
Property Address6044 OSAGE DR, CARMEL, IN 46033-8549
Document Number2019022250
Map ReferenceDOC 200400051680
Instrument DateMay 24, 2019
Instrument2019022250
Transaction TypeTransfer
Record UpdatedOct 22, 2021
Title CompanyNEW HOPE TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6044 OSAGE DR, CARMEL, IN 46033-8549

Mortgage

Document Number2019022251
DateMay 30, 2019
Instrument2019022251
Lender
NameUSAA FSB
TypeBank
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2049

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateAug 23, 2017
Property Address6044 OSAGE DR, CARMEL, IN 46033-8549
Document Number2017041252
Map ReferenceDOC2004-00051680
Instrument DateAug 4, 2017
Instrument2017041252
Transaction TypeTransfer
Record UpdatedOct 22, 2021
Title CompanySECURITY TITLE SERVICES

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address6044 OSAGE DR, CARMEL, IN 46033-8549

Mortgage

Document Number2017041253
DateAug 23, 2017
Instrument2017041253
Lender
NameTHE NATIONAL BANK OF INDIANAPOLIS
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$654,500 (+3.63%) Land $170,400 Building $484,100$654,500 (+3.63%) Land $170,400 Building $484,100
2024$7,211.00 (+13.83%)$631,600 (+10.46%) Land $170,400 Building $461,200$631,600 (+10.46%) Land $170,400 Building $461,200
2023$6,335.00 (+10.35%) Homeowner's exemption$571,800 (+13.75%) Land $133,800 Building $438,000$571,800 (+13.75%) Land $133,800 Building $438,000
2022$5,741.00 (+21.84%) Homeowner's exemption$502,700 Land $133,800 Building $368,900$502,700 Land $133,800 Building $368,900
2021$4,712.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6044 Osage Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6044 Osage Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 85% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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