6044 Currituck Rd, Kitty Hawk, NC 27949 Property Records

Dare County property record for 6044 Currituck Rd, Kitty Hawk, NC 27949

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,873 sqft · built 2004
Lot Size	0.643 acres (28,000 sqft)
Owner	2 Individual Names on File
Last Sale	$900,000 (May 2019)
Tax Bill	$5,862 (2026)
Deeds & Mortgages	Apr 2022 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`986709070288`

Property Details

APN / Parcel Number

Primary APN	`986709070288`
Alternative APNs	`98670970288` `029326062`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,873 sqft Finished Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	28,000 sqft (0.643 acres)
View / Lot	Waterfront / Beach
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	986709070288
Street Address	6044 CURRITUCK RD
City	KITTY HAWK
State	NC
Zip	27949-3807
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 62 BLK: 1 SEC: 2 PL: B SL: 159
Legal Subdivision	MARTIN'S POINT
Legal Block	1
Legal Lot Number	62
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	2
Census Block	2011
Census Tract	970101

Owner

6044 Currituck Rd is owned and occupied by two individuals who bought it in May 2019.

Source: Dare County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6044 CURRITUCK RD, KITTY HAWK, NC 27949-3807
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Aug 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
May 23, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2019 · Amount on File
Deed Sale	May 23, 2019 · Amount on File
Deed Document Number	2019700064877
Deed Book / Page	2302 / 107
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	6044 CURRITUCK RD, KITTY HAWK, NC 27949-3807
Transaction Type	Mortgage
Record Updated	Apr 26, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002610/203
Date	Apr 12, 2022
Book Page	2610/203
Instrument	700116461

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	Feb 17, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	6044 CURRITUCK RD, KITTY HAWK, NC 27949-3807
Transaction Type	Mortgage
Record Updated	Aug 18, 2021
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2532/672
Date	Aug 5, 2021
Book Page	2532/672
Instrument	700103598

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2036

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	May 23, 2019
Property Address	6044 CURRITUCK RD, KITTY HAWK, NC 27949-3807
Document Number	2302/107
Book / Page	2302 / 107
Instrument Date	May 21, 2019
Instrument	700064877
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 STONEMONT DR, WESTON, FL 33326-3500

Mortgage

Document Number	002302/109
Date	May 23, 2019
Book Page	2302/109
Instrument	700064878

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 6044 Currituck Rd was $5,862, up 74.6% from the year before.

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,862.00 (+74.57%)	$1,405,900 (-) Land $462,600 Building $943,300	$1,405,900 Land $462,600 Building $943,300
2025	$3,358.00	$1,405,900 Land $462,600 Building $943,300
2023	$5,605.00	$1,003,004 Land $344,000 Building $659,004
2020			$1,405,900 Land $462,600 Building $943,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6044 Currituck Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 401 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	401 in force
Nearby Flood Claims	322 (1987–2022)
Claims Outside the SFHA	64 of 322
Most Recent Claim	Dec 2022 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 146 claims Hurricane Isabel, Sep 2003 · 29 claims Severe Snowfall & Winter Storm, Mar 1993 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6044 Currituck Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DARE COUNTY WATER SYSTEM serves 28,732 people · EPA ID NC0428030
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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