6043 Ralston Ave, Richmond, CA 94805 Property Records

Contra Costa County property record for 6043 Ralston Ave, Richmond, CA 94805

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,391 sqft · built 1950
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on Record
Last Sale	$685,000 (Jul 2005)
Tax Bill	$9,696 (2025)
Deeds & Mortgages	Dec 2019 Reverse Mortgage Sep 2021 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`418-071-024-8`

Property Details

APN / Parcel Number

Primary APN	`418-071-024-8`
Alternative APN	`418-071-024`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,391 sqft Living Area
Gross Area	1,681 sqft
1st Floor Area	871 sqft
2nd Floor Area	520 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1962
Architectural Style	Bungalow
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Attached
Garage Area	290 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	6043 RALSTON AVE
City	RICHMOND
State	CA
Zip	94805-1201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	TEWKSBURY HGTS LOT 8 BLK 17
Legal Subdivision	TEWKSBURY HEIGHTS
Legal Block	17
Legal Lot Number	8
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	3
Census Block	3007
Census Tract	362000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6043 RALSTON AVE, RICHMOND, CA 94805-1201
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2019	Deed of Trust, Mortgage · Reverse Mortgage ONE REVERSE MORTGAGE LLC
Sep 8, 2021	Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
Dec 9, 2019	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
Nov 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2005 · Amount on Record
Deed Sale	Jul 8, 2005 · Amount on Record
Prior Sale	Sep 4, 2003 · Amount on Record
Deed Document Number	2005250679
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	6043 RALSTON AVE, RICHMOND, CA 94805-1201
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000225325
Date	Dec 16, 2019
Instrument	2019-225325

Lender

Name	ONE REVERSE MORTGAGE LLC
Type	Reverse Mortgage Lender
Address	SAN DIEGO, CA 92121

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.7%
Type Change Date	Jan 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	6043 RALSTON AVE, RICHMOND, CA 94805-1201
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6043 RALSTON AVE, RICHMOND, CA 94805-1201

Mortgage

Document Number	0000250678
Date	Sep 8, 2021
Instrument	2021-250678

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Reverse Mortgage Lender
Address	MAHWAH, NJ 07495

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	1.45%
Type Change Date	Oct 1, 2021
Change Frequency	Monthly
Index	1-Year CMT

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	6043 RALSTON AVE, RICHMOND, CA 94805-1201
Document Number	0000225326
Instrument Date	Dec 9, 2019
Transaction Type	Mortgage
Record Updated	Dec 31, 2019
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6043 RALSTON AVE RICHMOND CA 948051201, RICHMOND, CA 94805-1201

Mortgage

Document Number	0000225326
Date	Dec 16, 2019
Instrument	225326

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1044 Months

Interest

Rate Type	Adjustable Rate
Rate	3.7%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	6043 RALSTON AVE, RICHMOND, CA 94805-1201
Document Number	0000188517
Instrument Date	Nov 16, 2018
Transaction Type	Mortgage
Record Updated	Dec 4, 2018
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6043 RALSTON AVE RICHMOND CA 948051201, RICHMOND, CA 94805-1201

Mortgage

Document Number	0000188517
Date	Nov 21, 2018
Instrument	188517

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2048

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$680,135 (+2%) Land $398,802 Building $281,333
2025	$9,696.00 (+4.57%) Homeowner's exemption	$666,800 (+4.04%) Land $390,983 Building $275,817
2023	$9,272.00 (+1.36%) Homeowner's exemption	$640,908 Land $375,801 Building $265,107
2022	$9,148.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2024–2025)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks, GeoLinks, T-Mobile.

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