6043 Dairy Rd, Baker, FL 32531 Property Records

Okaloosa County property record for 6043 Dairy Rd, Baker, FL 32531

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,658 sqft · built 1994
Lot Size	2.43 acres (105,851 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Jan 2026)
Tax Bill	$1,690 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-597-2065-6`

Property Details

APN / Parcel Number

Primary APN	`C56-000-597-2065-6`
Alternative APNs	`29-4N-24-0000-0009-0020` `24N429000000090020`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,658 sqft Living Area
Gross Area	2,213 sqft
1st Floor Area	878 sqft
Upper Floors Area	780 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	105,851 sqft (2.43 acres)
Garage Type	Carport
Garage Area	350 sqft
Carport	Carport
Carport Area	350 sqft
Porch	Finished/Open Porch
Porch Area	205 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6043 DAIRY RD
City	BAKER
State	FL
Zip	32531-8729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG NW COR S1/2 OF SW1/2 E450 FT S235 FT W450 FT N235 FT TO POB
Legal Range	24W
Legal Township	04N
Legal Section	29
Legal Block	9
Legal Lot Number	20
Jurisdiction	OKALOOSA FL
Township / Civil Division	BAKER
Census Block Group	2
Census Block	2038
Census Tract	20102

Owner

6043 Dairy Rd is owned and occupied by an individual who bought it in January 2026.

Source: Okaloosa County records, as of January 21, 2026

Owner of Record	Individual Name on File
Mailing Address	5043 DAIRY RD, BAKER, FL 32531
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Warranty Deed, Transfer · VA Mortgage CITY NATIONAL BANK OF FLORIDA
Aug 11, 2020	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Jun 28, 2018	Warranty Deed, Transfer MAIN STREET LAND TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2026 · Amount on File
Deed Sale	Jan 14, 2026 · Amount on File
Prior Sale	Aug 11, 2020 · Amount on File
Deed Document Number	20263793473
Prior Transfer Date	Aug 6, 2020
Prior Transfer Doc	0034822508
Record Updated	Jun 8, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jan 14, 2026
Property Address	6043 DAIRY RD, BAKER, FL 32531-8729
Document Number	0003793473
Instrument Date	Jan 13, 2026
Instrument	3793473
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	UNKNOWN, TRADEWINDS TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2643 FISSELS CHURCH RD, GLEN ROCK, PA 17327-9037

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6043 DAIRY RD, BAKER, FL 32531-8729

Mortgage

Document Number	0003793474
Date	Jan 14, 2026
Instrument	3793474

Lender

Name	CITY NATIONAL BANK OF FLORIDA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 11, 2020
Property Address	6043 DAIRY RD, BAKER, FL 32531-8729
Document Number	0034822508
Book / Page	003482 / 002508
Instrument Date	Aug 6, 2020
Instrument	3380855
Transaction Type	Transfer
Record Updated	Sep 3, 2020
Title Company	KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SOLUTIONS I

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,106.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3069 STAMPS AVE CRESTVIEW FL 325398161, CRESTVIEW, FL 32539-8161

Mortgage

Document Number	34822510
Date	Aug 11, 2020
Book Page	003482/002510
Instrument	3380856

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 10, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jun 28, 2018
Property Address	6043 DAIRY RD, BAKER, FL 32531-8729
Document Number	0033563399
Book / Page	003356 / 003399
Instrument Date	Jun 25, 2018
Instrument	3216385
Transaction Type	Transfer
Record Updated	Jul 19, 2018
Title Company	MAIN STREET LAND TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$1,106.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	766 RIDGE LAKE RD CRESTVIEW FL 325369515, CRESTVIEW, FL 32536-9515

Tax Assessment & Valuation

The 2025 property tax bill for 6043 Dairy Rd was $1,690 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,690.00 Homeowner's exemption	$201,388	$212,100 Land $33,213 Building $178,887
2023	$1,589.00 (+2.38%) Homeowner's exemption	$190,012 (+3%)	$199,968 (+8.4%) Land $28,218 Building $171,750
2022	$1,552.00 Homeowner's exemption	$184,478 Land $26,372 Building $158,106	$184,478 Land $26,372 Building $158,106

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6043 Dairy Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6043 Dairy Rd is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 70% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAKER WATER SYSTEM, INC. serves 2,930 people · EPA ID FL1460043
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T, CenturyLink, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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