6042 Kaley Dr, Winter Haven, FL 33880 Property Records

Polk County property record for 6042 Kaley Dr, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,200 sqft · built 2004
Lot Size	0.428 acres (18,631 sqft)
Owner	2 Individual Names on Record
Last Sale	$87,200 (Sep 2017)
Tax Bill	$752 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit May 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`25-29-02-356725-000140`

Property Details

APN / Parcel Number

Primary APN	`25-29-02-356725-000140`
Alternative APNs	`022925356725000140` `22925000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,200 sqft Living Area
Gross Area	2,820 sqft
1st Floor Area	1,120 sqft
Upper Floors Area	1,080 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	18,631 sqft (0.428 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	620 sqft
Porch	Screened/Unfinished Porch
Porch Area	304 sqft
Patio Area	180 sqft

Location & Zoning

Street Address	6042 KALEY DR
City	WINTER HAVEN
State	FL
Zip	33880-8015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUN RIDGE VILLAGE EAST PB 122 PGS 41 & 42 LOT 14
Legal Range	25E
Legal Township	29S
Legal Section	02
Legal Subdivision	SUNRIDGE VILLAGE EAST
Legal Tract	356725
Legal Block	2
Legal Lot Number	14
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2020
Census Tract	14704

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6042 KALEY DR, WINTER HAVEN, FL 33880-8015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2022	Deed of Trust, Mortgage · Line of Credit COMMUNITY CU OF FLORIDA
May 12, 2022	Deed of Trust, Mortgage · Line of Credit COMMUNITY CU OF FLORIDA
Jul 17, 2020	Deed of Trust, Mortgage · FHA Mortgage R P FNDG INC
May 21, 2019	Deed of Trust, Mortgage · FHA Mortgage RP FNDG
Sep 1, 2017	Warranty Deed, Transfer PHILIP MCKINNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2017 · Amount on Record
Deed Sale	Sep 1, 2017 · Amount on Record
Prior Sale	May 21, 2012 · Amount on Record
Deed Document Number	2017170990
Deed Book / Page	10252 / 1336
Prior Transfer Date	Jun 5, 2012
Prior Transfer Doc	0000098569
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	6042 KALEY DR, WINTER HAVEN, FL 33880-8015
Transaction Type	Mortgage
Record Updated	Oct 12, 2022
Title Company	FEDERAL TITLE INS AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6042 KALEY DR, WINTER HAVEN, FL 33880-8015

Mortgage

Document Number	0000260639
Date	Sep 27, 2022
Book Page	12433/1611
Instrument	2022260639

Lender

Name	COMMUNITY CU OF FLORIDA
Type	Credit Union
Address	ROCKLEDGE, FL 32955

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 5, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	6042 KALEY DR, WINTER HAVEN, FL 33880-8015
Transaction Type	Mortgage
Record Updated	May 26, 2022
Title Company	LANDSTAR TITLE AGENCY INC, LANDMARK TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6042 KALEY DR, WINTER HAVEN, FL 33880-8015

Mortgage

Document Number	0000129790
Date	May 12, 2022
Book Page	12250/382
Instrument	2022129790

Lender

Name	COMMUNITY CU OF FLORIDA
Type	Credit Union
Address	ROCKLEDGE, FL 32955

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 11, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	6042 KALEY DR, WINTER HAVEN, FL 33880-8015
Document Number	0113182232
Instrument Date	Jul 17, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6042 KALEY DR WINTER HAVEN FL 338808015, WINTER HAVEN, FL 33880-8015

Mortgage

Document Number	0113182232
Date	Jul 31, 2020
Book Page	011318/002232
Instrument	154695

Lender

Name	R P FNDG INC
Address	LAKE MARY, FL 32746

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	6042 KALEY DR, WINTER HAVEN, FL 33880-8015
Document Number	0108581163
Instrument Date	May 21, 2019
Transaction Type	Mortgage
Record Updated	Jun 13, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6042 KALEY DR WINTER HAVEN FL 338808015, WINTER HAVEN, FL 33880-8015

Mortgage

Document Number	0108581163
Date	May 30, 2019
Book Page	010858/001163
Instrument	111803

Lender

Name	RP FNDG
Type	Funding / Finance Company
Address	LAKE MARY, FL 32746

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 29, 2049

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 1, 2017
Property Address	6042 KALEY DR, WINTER HAVEN, FL 33880-8015
Document Number	0102521336
Book / Page	010252 / 001336
Instrument Date	Jul 28, 2017
Instrument	170990
Transaction Type	Transfer
Record Updated	Sep 21, 2017
Title Company	HILLSBOROUGH TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$610.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6042 KALEY DR WINTER HAVEN FL 338808015, WINTER HAVEN, FL 33880-8015

Mortgage

Document Number	102521338
Date	Sep 1, 2017
Book Page	010252/001338
Instrument	170991

Lender

Name	PHILIP MCKINNEY
Address	PO BOX 1002, ELMIRA, NY 14902-1002

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Aug 31, 2037

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$101,086 (+2.7%)	$144,089 (-2.56%) Land $33,000 Building $111,089
2025	$752.00 (-43.67%) Homeowner's exemption	$98,428 (+5.99%)	$147,879 (+3.76%) Land $33,000 Building $114,879
2023	$1,335.00 (+8.62%) Homeowner's exemption	$92,868 (+3%)	$142,518 (+9.84%) Land $32,000 Building $110,518
2022	$1,229.00 Homeowner's exemption	$90,163	$129,745 Land $27,000 Building $102,745

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL serves 13,595 people · EPA ID FL6534609
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

Nearby Properties on Kaley Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures