El Dorado County property record for 6041 Silver Ridge Ln, Placerville, CA 95667
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,508 sqft · built 1975 |
| Lot Size | 2.2 acres (95,832 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $329,000 (Mar 2020) |
| Tax Bill | $3,895 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Mar 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 093-060-009-000 |
| Primary APN | 093-060-009-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,508 sqft Living Area |
| 1st Floor Area | 1,508 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Construction Type | Wood |
| Lot Area | 95,832 sqft |
| Terrain | Gentle Slope |
| Parking Spaces | 1 Parking Space |
| Patio Area | 1,508 sqft |
| Water Source | Well |
|---|
| Street Address | 6041 SILVER RIDGE LN |
|---|---|
| City | PLACERVILLE |
| State | CA |
| Zip | 95667-9560 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE5 |
| Legal Description | PM 1/117/4 |
| Legal Subdivision | AS SHOWN ON THAT CERTAIN PARCEL MAP |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | SOUTH EL DORADO |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 31404 |
6041 Silver Ridge Ln is owned and occupied by two individuals who bought it in March 2020.
Source: El Dorado County records, as of September 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6041 SILVER RIDGE LN, PLACERVILLE, CA 95667-9560 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 8, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Mar 6, 2020 | Grant Deed, Transfer · FHA Mortgage FBC MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 6, 2020 · Amount on File |
| Deed Sale | Mar 6, 2020 · Amount on File |
| Prior Sale | Mar 10, 1994 · Amount on File |
| Deed Document Number | 202010749 |
| Transfer Doc | 0004554069 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 6041 SILVER RIDGE LN, PLACERVILLE, CA 95667-9560 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 6041 SILVER RIDGE LN, PLACERVILLE, CA 95667-9560 |
| Document Number | 0000032875 |
|---|---|
| Date | Aug 8, 2022 |
| Instrument | 2022-0032875 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 332 Months |
| Due | Apr 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Mar 6, 2020 |
| Property Address | 6041 SILVER RIDGE LN, PLACERVILLE, CA 95667-9560 |
| Document Number | 0000010749 |
| Map Reference | MB 1 PG 117 |
| Instrument Date | Mar 5, 2020 |
| Instrument | 2020-0010749 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 6041 SILVER RIDGE LN, PLACERVILLE, CA 95667-9560 |
| Document Number | 0000010756 |
|---|---|
| Date | Mar 6, 2020 |
| Instrument | 2020-0010756 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
The 2025 property tax bill for 6041 Silver Ridge Ln was $3,895, up 2.1% from the year before.
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Elementary School District | Gold Oak Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $366,999 (+2%) Land $83,661 Building $283,338 | |
| 2025 | $3,895.00 (+2.07%) | $359,804 Land $82,021 Building $277,783 |
| 2024 | $3,816.00 (+2.06%) | |
| 2023 | $3,739.00 (+1.47%) | $345,835 Land $78,837 Building $266,998 |
| 2022 | $3,685.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 6041 Silver Ridge Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 6041 Silver Ridge Ln is extreme, ranking above 97.7% of the US, with a 2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 97.7% of the US · above 87% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL | 10 / 1 |
5G (outdoors only) and 4G LTE
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