St. Clair County property record for 6040 Pointe Tremble Rd, Algonac, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,375 sqft |
| Lot Size | 0.399 acres (17,380 sqft) |
| Owner | Individual Name on File |
| Last Sale | $151,500 (Aug 2021) |
| Tax Bill | $1,226 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Jan 2017 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 74-14-262-0005-000 |
| Primary APN | 74-14-262-0005-000 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,375 sqft Living Area |
| 1st Floor Area | 790 sqft |
| Basement Area | 780 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Lot Area | 17,380 sqft (0.399 acres) |
|---|---|
| Lot Dimensions | 200 ft deep x 87 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 6040 POINTE TREMBLE RD |
|---|---|
| City | ALGONAC |
| State | MI |
| Zip | 48001-4230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOTS 9 & 10 & W 27 FT OF LOT 11 BLK 1 FORDS FIRST ADD TO PEARL BEACH PCS 311 & 198 |
| Legal Subdivision | FORDS FIRST ADD |
| Legal Block | 1 |
| Legal Lot Number | 9-11 |
| Legal Unit | 9,11 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 646000 |
Source: St. Clair County assessment roll, as of October 7, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6040 POINTE TREMBLE RD, ALGONAC, MI 48001-4230 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 8, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jan 11, 2017 | Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Jun 8, 2021 | Deed of Trust, Mortgage · FHA Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD |
| Aug 4, 2021 | Warranty Deed, Transfer LIBERTY TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 4, 2021 · Amount on Record |
| Deed Sale | Aug 4, 2021 · Amount on Record |
| Deed Document Number | 202122410 |
| Deed Book / Page | 5402 / 987 |
| Prior Transfer Date | Jul 10, 2008 |
| Prior Transfer Doc | 004398/293 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 6040 POINTE TREMBLE RD, ALGONAC, MI 48001-4230 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2023 |
| Name | Verified Name |
|---|---|
| Address | 6040 POINTE TREMBLE RD, ALGONAC, MI 48001-4230 |
| Document Number | 0005669410 |
|---|---|
| Date | Nov 8, 2023 |
| Book Page | 5669/410 |
| Instrument | 2023019888 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 332 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 6040 POINTE TREMBLE RD, ALGONAC, MI 48001-4230 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004789/268 |
|---|---|
| Date | Jan 11, 2017 |
| Book Page | 4789/268 |
| Instrument | 2017001038 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | PORTAGE, MI 49002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 6040 POINTE TREMBLE RD, ALGONAC, MI 48001-4230 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Title Company | ATS |
| Name | Verified Name |
|---|---|
| Address | 257 N BELLE RIVER AVE, MARINE CITY, MI 48039-1517 |
| Document Number | 0005376410 |
|---|---|
| Date | Jun 8, 2021 |
| Book Page | 5376/410 |
| Instrument | 2021016979 |
| Name | HIGHLANDS RESIDENTIAL MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75243 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Aug 4, 2021 |
| Property Address | 6040 POINTE TREMBLE RD, ALGONAC, MI 48001-4230 |
| Document Number | 0005402987 |
| Book / Page | 5402 / 987 |
| Map Reference | LB 17 PG 168 |
| Instrument Date | Jun 3, 2021 |
| Instrument | 2021022410 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | LIBERTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,136.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2223 ACME RD, 2223, BELMONT, NC 28012-5118 |
| Name | Verified Name |
|---|---|
| Address | 6040 POINTE TREMBLE RD, CLAY, MI 48001-4230 |
Source: St. Clair County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,226.00 (-44.47%) Homeowner's exemption | $68,100 (+12.38%) | |
| 2024 | $2,208.00 (+8.39%) | $136,200 (+12.38%) | |
| 2023 | $60,600 | ||
| 2022 | $2,037.00 | $121,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 579.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 32 policies |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 4 (1984–2020) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | May 2020 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAY TOWNSHIP serves 9,866 people · EPA ID MI0001450 |
|---|---|
| Water Source | Purchased surface water from CITY OF ALGONAC |
| Last State Inspection | May 2021 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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