6040 Gallagher Rd, Pilot Hill, CA 95664 Property Records

El Dorado County property record for 6040 Gallagher Rd, Pilot Hill, CA 95664

Property Summary

Property Type	Rural Home
Details	4 bd · 4 ba · 2,671 sqft · built 2002
Lot Size	10 acres (436,471 sqft)
Owner	Individual Name on File
Last Sale	$485,000 (Mar 2015)
Tax Bill	$6,286 (2025)
Deeds & Mortgages	May 2020 Transfer May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`104-040-040-000`

Property Details

APN / Parcel Number

Primary APN	`104-040-040-000`
Alternative APN	`1040404010`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,671 sqft Living Area
Gross Area	1,683 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Construction Type	Wood
Lot Area	436,471 sqft (10 acres)
Terrain	Rolling
View / Lot	Fair
Parking Spaces	1 Parking Space
Patio Area	2,671 sqft

Utilities, Heating & Cooling

Water Source	Well

Location & Zoning

Old Parcel Number	1040404010
Street Address	6040 GALLAGHER RD
City	PILOT HILL
State	CA
Zip	95664-9202
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PM 40/117/2
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	2
Census Block	2012
Census Tract	30601

Owner

Source: El Dorado County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	PO BOX 118, PILOT HILL, CA 95664-0118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2020	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
May 7, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Apr 30, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Sep 14, 2017	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 30, 2015 · Amount on Record
Deed Sale	Mar 30, 2015 · Amount on Record
Prior Sale	May 7, 2020
Deed Document Number	0000012601
Record Updated	Jun 8, 2026

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EL DORADO CA
Recording Date	May 7, 2020
Property Address	6040 GALLAGHER RD, PILOT HILL, CA 95664-9202
Document Number	0000020595
Instrument Date	May 1, 2020
Instrument	20595
Transaction Type	Transfer
Record Updated	May 18, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 118 PILOT HILL CA 956640118, PILOT HILL, CA 95664-0118

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	May 7, 2020
Property Address	6040 GALLAGHER RD, PILOT HILL, CA 95664-9202
Document Number	0000020593
Map Reference	MB 40 PG 117
Instrument Date	May 1, 2020
Instrument	2020-0020593
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 118, PILOT HILL, CA 95664-0118
Investor	Possibly a Property Investor

Mortgage

Document Number	0000020594
Date	May 7, 2020
Instrument	2020-0020594

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

April 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Apr 30, 2019
Property Address	6040 GALLAGHER RD, PILOT HILL, CA 95664-9202
Document Number	0000016034
Map Reference	MB 40 PG 117
Instrument Date	Apr 25, 2019
Instrument	2019-0016034
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	PO BOX 118, PILOT HILL, CA 95664-0118

Mortgage

Document Number	0000016035
Date	Apr 30, 2019
Instrument	2019-0016035

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EL DORADO CA
Recording Date	Sep 14, 2017
Property Address	6040 GALLAGHER RD, PILOT HILL, CA 95664-9202
Document Number	0000040194
Instrument Date	Aug 24, 2017
Instrument	40194
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	6040 GALLAGHER RD PILOT HILL CA 956649202, PILOT HILL, CA 95664-9202
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Unified School District	Black Oak Mine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,286.00 (+7.8%) Homeowner's exemption	$582,888 (+4.04%) Land $216,328 Building $366,560
2023	$5,831.00 (+1.55%) Homeowner's exemption	$560,256 Land $207,929 Building $352,327
2022	$5,742.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 93% of the US · above 78% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN DIVIDE PUD serves 9,434 people · EPA ID CA0910013
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zeta Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6
AT&T Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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