6040 Fred Couples, Schertz (Cibolo), TX 78108 Property Records

Guadalupe County property record for 6040 Fred Couples, Schertz, TX 78108

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,785 sqft · built 2008
Lot Size	0.179 acres (7,775 sqft)
Owner	2 Individual Names on Record
Last Sale	$162,800 (Dec 2008)
Tax Bill	$542 (2023)
Deeds & Mortgages	Jul 2025 Line of Credit Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1G1918203200500000`

Property Details

APN / Parcel Number

Primary APN	`1G1918203200500000`
Alternative APNs	`000000135005` `000000116569` `135005`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,785 sqft Living Area
Gross Area	3,235 sqft
1st Floor Area	1,218 sqft
2nd Floor Area	1,567 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,775 sqft (0.179 acres)
Lot Dimensions	139 ft deep x 56 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	30 sqft
Deck Area	288 sqft
Patio Area	18 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	6040 FRED COUPLES
City	SCHERTZ
State	TX
Zip	78154
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LINKS @ SCENIC HILLS UNIT #2 (THE) BLOCK 32 LOT 5 0.1785 AC
Legal Subdivision	LINKS @ SCENIC HILLS UNIT #2 (THE)
Legal Tract	5
Legal Block	32
Legal Lot Number	5
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	3
Census Block	3000
Census Tract	210613

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6040 FRED COUPLES, SCHERTZ, TX 78108-2385
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2025	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Dec 20, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Dec 16, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2008 · Amount on Record
Deed Sale	Dec 22, 2008 · Amount on Record
Deed Document Number	200823039
Deed Book / Page	2694 / 146
Prior Transfer Date	Dec 17, 2008
Prior Transfer Doc	0000023039
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	TX
Transaction Type	Mortgage
Record Updated	Nov 3, 2025
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6040 FRED COUPLES, SCHERTZ, TX 78108-2385

Mortgage

Document Number	0099018550
Date	Jul 28, 2025
Instrument	202599018550

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 5, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	6040 FRED COUPLES, SCHERTZ, TX 78108-2385
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029296
Date	Dec 20, 2019
Instrument	201900029296

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	280 Months
Due	Apr 1, 2043

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	6040 FRED COUPLES, SCHERTZ, TX 78108-2385
Document Number	0000037851
Instrument Date	Dec 16, 2020
Transaction Type	Mortgage
Record Updated	Jan 14, 2021
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6040 FRED COUPLES SCHERTZ TX 781082385, SCHERTZ, TX 78108-2385

Mortgage

Document Number	0000037851
Date	Dec 28, 2020
Instrument	37851

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	276 Months
Due	Dec 27, 2043

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$327,238 (+1.3%) Land $48,012 Building $279,226	$327,238 (+1.3%) Land $48,012 Building $279,226
2025		$323,040 (-15.45%) Land $45,057 Building $277,983	$323,040 (-15.45%) Land $45,057 Building $277,983
2023	$542.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$382,061 Land $50,062 Building $331,999	$382,061 Land $50,062 Building $331,999

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 73% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Guadalupe Valley Electric Cooperative, Verizon.

Nearby Properties on Fred Couples

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures