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6040 E Hwy 20, Lucerne, CA 95458 Property Records

Lake County property record for 6040 E Hwy 20, Lucerne, CA 95458 · Last verified August 2026

Property Summary

Property TypeMulti-Family Dwellings
Details4 bd · 2 ba · 751 sqft · built 1956
Lot Size0.09 acres (3,920 sqft)
Owner2 Company Names on File
Last Sale$200,000 (Feb 2022)
Tax Bill$2,409 (2025)
Deeds & MortgagesFeb 2022 Sale & Mortgage
May 2020 Line of Credit
Flood ZoneZone X (moderate risk)
APN034-082-170-000

Property Details

APN / Parcel Number

Primary APN034-082-170-000
Alternative APN
  • 034-082-17

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area751 sqft Living Area
1st Floor Area751 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleMulti-Family
Construction TypeConcrete
Lot Area3,920 sqft (0.09 acres)
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number034-082-17
Street Address6040 E HIGHWAY 20
CityLUCERNE
StateCA
Zip95458
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Legal SubdivisionCLEAR LAKE BEACH
Legal Block1
Legal Lot Number262
JurisdictionLAKE CA
Township / Civil DivisionLUCERNE-CLEARLAKE OAKS
Census Block Group1
Census Block1134
Census Tract501

Owner

Source: Lake County records · APN 034-082-170-000

Assessment roll updated October 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address1058 1 2 YUB DR, SANTA ROSA, CA 95458
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Feb 01, 2022Grant Deed, Transfer · Conventional Mortgage
IMC MORTGAGE CORP
May 18, 2020Deed of Trust, Mortgage · Line of Credit
DUBELKO JANINE H L/TR (LT)

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 01, 2022 · Amount on Record
Deed SaleFeb 01, 2022 · Amount on Record
Prior SaleJun 17, 2016 · Amount on Record
Deed Document Number20221465
Last Transfer DateFeb 03, 2025
Transfer Doc0000000942
Record UpdatedSep 20, 2026

February 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLAKE CA
Recording DateFeb 01, 2022
Property Address6040 E HIGHWAY 20, LUCERNE, CA 95458
Document Number0000001465
Map ReferenceMB 3 PG 113-123
Instrument DateJan 27, 2022
Instrument2022001465
Transaction TypeTransfer
Record UpdatedApr 02, 2026
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6040 E HIGHWAY 20, LUCERNE, CA 95458

Mortgage

Document Number0000001466
DateFeb 01, 2022
Instrument2022001466
Lender
NameIMC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2052

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE CA
Property Address6040 E HIGHWAY 20, LUCERNE, CA 95458-8621
Document Number0000006139
Instrument DateMay 18, 2020
Transaction TypeMortgage
Record UpdatedJul 22, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address18434 OXNARD ST #C THOUSAND OAKS CA 91358, C, THOUSAND OAKS, CA 91358

Mortgage

Document Number0000006139
DateJun 01, 2020
Instrument6139
Lender
NameDUBELKO JANINE H L/TR (LT)
Address20280 SW ACACIA ST # 115, NEWPORT BEACH, CA 92660-0782
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated October 15, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyLake County
Elementary School DistrictLucerne Elementary School District (KG - 08)
Secondary School DistrictUpper Lake Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$2,409.00 (+4.42%)$212,241 (+4.04%) Land $42,448 Building $169,793
2023$2,307.00 (+60.43%)$204,000 Land $40,800 Building $163,200
2022$1,438.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (06033C), updated October 9, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060330005011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 10 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims13 (1983–2024)
Claims Outside the SFHA7 of 13
Most Recent ClaimFeb 2024, rainfall accumulation, Severe Storms And Flooding
Claims By Storm
  • Severe Winter Storms And Flooding, Feb 1998 · 5 claims
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims
  • Severe Storms & Flooding, Mar 1986 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 436 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Mediacom CommunicationsCable1,000 / 50
DigitalPathFixed Wireless (licensed-by-rule)400 / 20
101NetlinkFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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