Hamilton County property record for 6040 E 116th St, Carmel, IN 46033 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,413 sqft · built 1971 |
| Lot Size | 0.669 acres (29,185 sqft) |
| Owner | Individual Name on File |
| Last Sale | $172,000 (Jul 2018) |
| Tax Bill | $2,427 (2024) |
| Deeds & Mortgages | Nov 2023 Second Mortgage Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 29-10-34-309-016.000-018 |
| Primary APN | 29-10-34-309-016.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,413 sqft Living Area |
| 1st Floor Area | 1,413 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Architectural Style | Other |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 29,185 sqft (0.669 acres) |
| Lot Dimensions | 200 ft deep x 130 ft wide |
| Terrain | Low |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 1710340309016000 |
|---|---|
| Street Address | 6040 E 116TH ST |
| City | CARMEL |
| State | IN |
| Zip | 46033-9798 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .00, SECTION 34, TOWNSHIP 18, RANGE 4, NORTHWOOD HILLS, SECTION 2, LOT 155 |
| Legal Range | 04 |
| Legal Township | 18 |
| Legal Section | 34 |
| Legal Subdivision | NORTHWOOD HILLS 2ND SECTION |
| Legal Block | 2 |
| Legal Lot Number | 155 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 110912 |
Source: Hamilton County records · APN 29-10-34-309-016.000-018
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 6040 E 116TH ST, CARMEL, IN 46033-9798 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 09, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Dec 07, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC |
| Jul 05, 2018 | Warranty Deed, Transfer · Conventional Mortgage LAKE CITY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 05, 2018 · Amount on Record |
| Deed Sale | Jul 05, 2018 · Amount on Record |
| Prior Sale | Feb 18, 2015 |
| Deed Document Number | 2018030332 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 6040 E 116TH ST, CARMEL, IN 46033-9798 |
| Transaction Type | Mortgage |
| Record Updated | Dec 04, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000042802 |
|---|---|
| Date | Nov 09, 2023 |
| Instrument | 2023042802 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 01, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 6040 E 116TH ST, CARMEL, IN 46033-9798 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000089524 |
|---|---|
| Date | Dec 07, 2020 |
| Instrument | 2020089524 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Jul 05, 2018 |
| Property Address | 6040 E 116TH ST, CARMEL, IN 46033-9798 |
| Document Number | 2018030332 |
| Map Reference | MB2 PG66 |
| Instrument Date | Jun 29, 2018 |
| Instrument | 2018030332 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Title Company | CHICAGO TITLE COLLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 6040 EST 116TH ST, CARMEL, IN 46033 |
| Document Number | 2018030333 |
|---|---|
| Date | Jul 05, 2018 |
| Instrument | 2018030333 |
| Name | LAKE CITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2048 |
Source: Hamilton County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $265,700 (+9.61%) Land $78,800 Building $186,900 | $265,700 (+9.61%) Land $78,800 Building $186,900 | |
| 2024 | $2,427.00 (-10.01%) | $242,400 (-10.32%) Land $78,800 Building $163,600 | $242,400 (-10.32%) Land $78,800 Building $163,600 |
| 2023 | $2,697.00 (+25.15%) | $270,300 (+28.84%) Land $61,100 Building $209,200 | $270,300 (+28.84%) Land $61,100 Building $209,200 |
| 2022 | $2,155.00 | $209,800 Land $61,100 Building $148,700 | $209,800 Land $61,100 Building $148,700 |
Source: FEMA National Flood Hazard Layer, Hamilton County (18057C), updated October 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 180571109123, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 34 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 33 (2005–2026) |
| Most Recent Claim | Aug 2026, river or lake flooding, Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 56 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| Spectrum | Cable | 1,000 / 1,000 |
| AT&T | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: Xfinity, Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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