6040 Bayview Rd, Saint Leonard, MD 20685 Property Records

Calvert County property record for 6040 Bayview Rd, Saint Leonard, MD 20685

Property Summary

Property Type	Single Family Home
Details	5 ba · 2,984 sqft · built 1951
Lot Size	0.563 acres (24,521 sqft)
Owner	Trust Name on Record
Last Sale	$600,000 (Jan 2019)
Tax Bill	$7,791 (2025)
Deeds & Mortgages	Jun 2023 Transfer Apr 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-045458`

Property Details

APN / Parcel Number

Primary APN	`01-045458`
Alternative APNs	`1045458` `045458`

Interior

Full Baths	5 Baths
Stories	2 Stories
Building Area	2,984 sqft Total Area
Basement Area	1,356 sqft
Finished Basement	1,356 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	24,521 sqft (0.563 acres)
View / Lot	Waterfront
Garage Type	Built-in
Garage Area	1,064 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	240 sqft
Deck Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Connected

Location & Zoning

Account Number	045458
Street Address	6040 BAYVIEW RD
City	SAINT LEONARD
State	MD
Zip	20685-2504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LT 22 & P/O 20 & 21 BLK 29 SEC A LONG BEACH
Legal Subdivision	LONG BEACH ON THE BAY
Legal Block	29
Legal Lot Number	22
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	1
Census Block	1007
Census Tract	861100

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on Record
Mailing Address	6040 BAYVIEW RD, SAINT LEONARD, MD 20685-2504
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2023	Intrafamily Transfer, Transfer
Apr 17, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Jan 28, 2019	Grant Deed, Transfer LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2019 · Amount on Record
Deed Sale	Jan 28, 2019 · Amount on Record
Prior Sale	Feb 16, 2001 · Amount on Record
Deed Book / Page	5311 / 286
Transfer Doc	0000002658
Record Updated	Oct 29, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALVERT MD
Recording Date	Jun 23, 2023
Property Address	6040 BAYVIEW RD, SAINT LEONARD, MD 20685-2504
Document Number	0064490253
Book / Page	6449 / 253
Map Reference	LB AAH 1 FO 38
Instrument Date	Jun 20, 2023
Transaction Type	Transfer
Record Updated	Jul 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	6040 BAYVIEW RD, SAINT LEONARD, MD 20685-2504

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	6040 BAYVIEW RD, SAINT LEONARD, MD 20685-2504
Document Number	0056210132
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	Jul 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6040 BAYVIEW RD ST LEONARD MD 206852504, ST LEONARD, MD 20685-2504

Mortgage

Document Number	0056210132
Date	Jun 22, 2020
Book Page	005621/000132

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2050

Interest

Rate Type	Adjustable Rate

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Jan 28, 2019
Property Address	6040 BAYVIEW RD, SAINT LEONARD, MD 20685-2504
Document Number	0053110286
Book / Page	005311 / 000286
Instrument Date	Jan 10, 2019
Transaction Type	Transfer
Record Updated	Feb 15, 2019
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE CO INC

Transaction

Amount	Amount Recorded
Tax	$600.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	6040 BAYVIEW RD ST LEONARD MD 206852504, ST LEONARD, MD 20685-2504

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$757,700 (+7.17%) Land $235,600 Building $522,100	$757,700 (-) Land $235,600 Building $522,100
2025	$7,791.00 (+23.82%) Homeowner's exemption	$707,000 (+16.74%)	$757,700 (+25.12%) Land $235,600 Building $522,100
2023	$6,292.00 (+4.07%) Homeowner's exemption	$605,600 (+4.05%) Land $235,600 Building $370,000	$605,600 (-) Land $235,600 Building $370,000
2022	$6,046.00 Homeowner's exemption	$582,000	$605,600 Land $235,600 Building $370,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 122 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	122 in force
Nearby Flood Claims	17 (2003–2025)
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 75% of Maryland
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEACHES WATER CO-OPERATIVE private · serves 2,000 people · EPA ID MD0040009
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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