Kane County property record for 604 Yellowstone Dr, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,077 sqft · built 1987 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $283,000 (Feb 2019) |
| Tax Bill | $9,068 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage May 2024 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-09-430-007 |
| Primary APN | 06-09-430-007 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,077 sqft Living Area |
| Gross Area | 2,939 sqft |
| Basement Area | 862 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 120 ft deep x 70 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Water Source | Commercial |
| Street Address | 604 YELLOWSTONE DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-2514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VALLEY CREEK UNIT 6 LOT 193 |
| Legal Subdivision | VALLEY CREEK |
| Legal Block | 3 |
| Legal Lot Number | 193 |
| Legal Unit | 6 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 851909 |
Source: Kane County records · APN 06-09-430-007
Assessment roll updated December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 604 YELLOWSTONE DR, ELGIN, IL 60123-2514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 24, 2025 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| May 15, 2024 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Sep 22, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jan 20, 2022 | Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE |
| Aug 28, 2019 | Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Feb 01, 2019 | Warranty Deed, Transfer · FHA Mortgage FIRST CENTENNIAL MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 01, 2019 · Amount on Record |
| Deed Sale | Feb 01, 2019 · Amount on Record |
| Prior Sale | Mar 07, 2008 · Amount on Record |
| Deed Document Number | 20194188 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 604 YELLOWSTONE DR, ELGIN, IL 60123-2514 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 604 YELLOWSTONE DR, ELGIN, IL 60123-2514 |
| Document Number | 0000037032 |
|---|---|
| Date | Sep 24, 2025 |
| Instrument | 2025K037032 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Sep 01, 2065 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 604 YELLOWSTONE DR, ELGIN, IL 60123-2514 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 604 YELLOWSTONE DR, ELGIN, IL 60123-2514 |
| Document Number | 0000016204 |
|---|---|
| Date | May 15, 2024 |
| Instrument | 2024K016204 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 460 Months |
| Due | Sep 01, 2062 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 604 YELLOWSTONE DR, ELGIN, IL 60123-2514 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 604 YELLOWSTONE DR, ELGIN, IL 60123-2514 |
| Document Number | 0000047103 |
|---|---|
| Date | Sep 22, 2022 |
| Instrument | 2022K047103 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Sep 01, 2062 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 604 YELLOWSTONE DR, ELGIN, IL 60123-2514 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 604 YELLOWSTONE DR, ELGIN, IL 60123-2514 |
| Document Number | 0000003774 |
|---|---|
| Date | Jan 20, 2022 |
| Instrument | 2022K003774 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73111 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 332 Months |
| Due | Sep 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 604 YELLOWSTONE DR, ELGIN, IL 60123-2514 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000039462 |
|---|---|
| Date | Aug 28, 2019 |
| Instrument | 2019K039462 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89052 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
| Rate | 4.5% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Feb 01, 2019 |
| Property Address | 604 YELLOWSTONE DR, ELGIN, IL 60123-2514 |
| Document Number | 0000004188 |
| Instrument Date | Dec 27, 2018 |
| Instrument | 2019K004188 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | CITYWIDE TITLE CORP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $283.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 604 YELLOWSTONE DR, ELGIN, IL 60123-2514 |
| Document Number | 0000004189 |
|---|---|
| Date | Feb 01, 2019 |
| Instrument | 2019K004189 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 01, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5% |
Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,068.00 (+15.87%) Homeowner's exemption | ||
| 2024 | $116,859 (+21.39%) Land $31,863 Building $84,996 | $350,717 (+21.44%) Land $95,627 Building $255,090 | |
| 2022 | $7,826.00 (+4.43%) Homeowner's exemption | $96,264 (+6.96%) Land $26,248 Building $70,016 | $288,792 (+6.96%) Land $78,744 Building $210,048 |
| 2021 | $7,494.00 Homeowner's exemption | $90,000 Land $24,540 Building $65,460 | $270,000 Land $73,620 Building $196,380 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Opiquad, T-Mobile USA.
Based on FCC filings for 543 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELGIN serves 114,797 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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