Pamlico County property record for 604 Windward Dr, Oriental, NC 28571
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,090 sqft · built 1977 |
| Lot Size | 0.638 acres (27,791 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $475,000 (Nov 2024) |
| Tax Bill | $3,061 (2025) |
| Deeds & Mortgages | Jul 2018 Mortgage Jan 2024 Reverse Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | J082-330-52 |
| Primary APN | J082-330-52 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,090 sqft Finished Area |
| Sunroom | Sunroom |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 27,791 sqft (0.638 acres) |
| Lot Dimensions | 282 ft deep x 83 ft wide |
| Garage Type | Attached |
| Garage Area | 300 sqft |
| Driveway | Driveway |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
| Porch Area | 24 sqft |
| Deck Area | 692 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Water Source | Commercial |
| Account Number | 35037 |
|---|---|
| Street Address | 604 WINDWARD DR |
| City | ORIENTAL |
| State | NC |
| Zip | 28571-9669 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLOCK D LOT 52 SEA VISTA WINDWARD DRIVE 0008848 6497166325000 |
| Legal Subdivision | 5-84 |
| Legal Block | D |
| Legal Lot Number | 52 |
| Jurisdiction | PAMLICO NC |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 950202 |
Source: Pamlico County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3001 WATERSCAPE WAY, 1313, NEW BERN, NC 28562-7151 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 6, 2018 | Deed of Trust, Mortgage BRANCH BANKING & TRUST CO |
| Jan 19, 2024 | Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Nov 21, 2024 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2024 · Amount on Record |
| Deed Sale | Nov 21, 2024 · Amount on Record |
| Prior Sale | Feb 1, 1984 · Amount on Record |
| Deed Book / Page | 733 / 882 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAMLICO NC |
| Property Address | 604 WINDWARD DR, ORIENTAL, NC 28571-9669 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000639/0000000006 |
|---|---|
| Date | Jul 6, 2018 |
| Book Page | 0000000639/0000000006 |
| Name | BRANCH BANKING & TRUST CO |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAMLICO NC |
| Property Address | 604 WINDWARD DR, ORIENTAL, NC 28571-9669 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Title Company | F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 604 WINDWARD DR, ORIENTAL, NC 28571-9669 |
| Document Number | 000721/478 |
|---|---|
| Date | Jan 19, 2024 |
| Book Page | 721/478 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 823 Months |
| Due | Aug 15, 2092 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.54% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2024 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 12.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PAMLICO NC |
| Recording Date | Nov 21, 2024 |
| Property Address | 604 WINDWARD DR, ORIENTAL, NC 28571-9669 |
| Document Number | 000733/882 |
| Book / Page | 733 / 882 |
| Map Reference | MB 5 PG 84 |
| Instrument Date | Nov 12, 2024 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $950.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3001 WATERSCAPE WAY APT 1313, 1313, NEW BERN, NC 28562-7151 |
| Name | Verified Name |
|---|---|
| Address | E CORONADO ROAD, SCOTTSDALE, AZ 85257 |
Source: Pamlico County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pamlico County |
| Municipality | Oriental Town |
| Unified School District | Pamlico County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,061.00 (+2.31%) | $342,048 (-) Land $137,808 Building $204,240 | $342,048 (-) Land $137,808 Building $204,240 |
| 2023 | $2,992.00 | $342,048 Land $137,808 Building $204,240 | $342,048 Land $137,808 Building $204,240 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 10, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 302 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 324 units insured incl. 22 condo units |
| Nearby Flood Claims | 838 (1983–2019) |
| Claims Outside the SFHA | 205 of 838 |
| Most Recent Claim | Sep 2019 · Hurricane Dorian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 75% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORIENTAL WATER SYSTEM serves 1,136 people · EPA ID NC0469020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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