Summit County property record for 604 Willowbrook Rd, Silverthorne, CO 80498
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,486 sqft · built 1991 |
| Lot Size | 0.38 acres (16,552 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,124,000 (Jul 2020) |
| Tax Bill | $6,404 (2025) |
| Deeds & Mortgages | Oct 2020 Line of Credit Feb 2022 Mortgage + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2097-0212-14-003 |
| Primary APN | 2097-0212-14-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,486 sqft Living Area |
| Gross Area | 4,001 sqft |
| 1st Floor Area | 1,764 sqft |
| Basement Area | 1,722 sqft |
| Finished Basement | 1,722 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,552 sqft (0.38 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 515 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 604 WILLOWBROOK RD |
|---|---|
| City | SILVERTHORNE |
| State | CO |
| Zip | 80498-9221 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Description | LOT 4 WILLOW CREEK HIGHLANDS # 1 |
| Legal Subdivision | WILLOW CREEK HIGHLANDS |
| Legal Lot Number | 4 |
| Jurisdiction | SUMMIT CO |
| Township / Civil Division | SILVERTHORNE |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 102 |
Source: Summit County records · APN 2097-0212-14-003
Assessment roll updated June 16, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 604 WILLOWBROOK RD, SILVERTHORNE, CO 80498-9221 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 12, 2020 | Deed of Trust, Mortgage · Line of Credit UMB BANK NA |
| Feb 04, 2022 | Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Aug 05, 2008 | Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK OF SUMMIT COUNTY |
| Apr 08, 2013 | Deed of Trust, Mortgage · ARM FIRSTBANK |
| Apr 25, 2005 | Deed of Trust, Mortgage · Line of Credit FIRSTBANK OF SILVERTHORNE |
| Oct 16, 2006 | Deed of Trust, Mortgage FIRSTBANK OF SILVERTHORNE |
| Jan 28, 2008 | Deed of Trust, Mortgage · Line of Credit FIRSTBANK OF SLVERTHORNE |
| Feb 10, 2015 | Deed of Trust, Mortgage · Line of Credit FIRSTBANK |
| Jul 22, 2020 | Warranty Deed, Transfer LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 22, 2020 · Amount on Record |
| Deed Sale | Jul 22, 2020 · Amount on Record |
| Deed Document Number | 20201230064 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMMIT CO |
| Property Address | 604 WILLOWBROOK RD, SILVERTHORNE, CO 80498-9221 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001237728 |
|---|---|
| Date | Oct 12, 2020 |
| Instrument | 1237728 |
| Name | UMB BANK NA |
|---|---|
| Type | Bank |
| Address | DENVER, CO 80218 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMMIT CO |
| Property Address | 604 WILLOWBROOK RD, SILVERTHORNE, CO 80498-9221 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2026 |
| Title Company | FIRST INTEGRITY TITLE |
| Name | Verified Name |
|---|---|
| Address | 604 WILLOWBROOK RD, SILVERTHORNE, CO 80498-9221 |
| Document Number | 0001281806 |
|---|---|
| Date | Feb 04, 2022 |
| Instrument | 1281806 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMMIT CO |
| Property Address | 604 WILLOWBROOK RD, SILVERTHORNE, CO 80498-9221 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000893613 |
|---|---|
| Date | Aug 05, 2008 |
| Instrument | 893613 |
| Name | FIRSTBANK OF SUMMIT COUNTY |
|---|---|
| Address | SILVERTHORNE, CO 80498 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2038 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.62% |
| Type Change Date | Aug 01, 2013 |
| Change Frequency | Annually |
| Min Rate At Change | 3.62% |
| Max Rate At Change | 7.62% |
| Index | 1-Year T-Bill |
| Max Rate | 1.06% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMMIT CO |
| Property Address | 604 WILLOWBROOK RD, SILVERTHORNE, CO 80498-9221 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001023161 |
|---|---|
| Date | Apr 08, 2013 |
| Instrument | 1023161 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | DENVER, CO 80215 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Type Change Date | Apr 01, 2018 |
| Change Frequency | Annually |
| Min Rate At Change | 3.12% |
| Max Rate At Change | 4.62% |
| Index | 1-Year CMT |
| Max Rate | 7.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMMIT CO |
| Property Address | 604 WILLOWBROOK RD, SILVERTHORNE, CO 80498-9221 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000788214 |
|---|---|
| Date | Apr 25, 2005 |
| Instrument | 788214 |
| Name | FIRSTBANK OF SILVERTHORNE |
|---|---|
| Address | SILVERTHORNE, CO 80498 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 18, 2015 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMMIT CO |
| Property Address | 604 WILLOWBROOK RD, SILVERTHORNE, CO 80498-9221 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000835856 |
|---|---|
| Date | Oct 16, 2006 |
| Instrument | 835856 |
| Name | FIRSTBANK OF SILVERTHORNE |
|---|---|
| Address | SILVERTHORNE, CO 80498 |
| Amount | Amount Recorded |
|---|
| Rate | 7.24% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMMIT CO |
| Property Address | 604 WILLOWBROOK RD, SILVERTHORNE, CO 80498-9221 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000879229 |
|---|---|
| Date | Jan 28, 2008 |
| Instrument | 879229 |
| Name | FIRSTBANK OF SLVERTHORNE |
|---|---|
| Address | SILVERTHORNE, CO 80498 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 18, 2018 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMMIT CO |
| Property Address | 604 WILLOWBROOK RD, SILVERTHORNE, CO 80498-9221 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001076139 |
|---|---|
| Date | Feb 10, 2015 |
| Instrument | 1076139 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | DENVER, CO 80215 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Jan 02, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMMIT CO |
| Recording Date | Jul 22, 2020 |
| Property Address | 604 WILLOWBROOK RD, SILVERTHORNE, CO 80498-9221 |
| Document Number | 0001230064 |
| Map Reference | DOC 402786 |
| Instrument Date | Jul 20, 2020 |
| Instrument | 1230064 |
| Transaction Type | Transfer |
| Record Updated | Mar 03, 2026 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 604 WILLOWBROOK RD, SILVERTHORNE, CO 80498-9221 |
| Name | Verified Name |
|---|---|
| Address | 604 WILLOWBROOK RD, SILVERTHORNE, CO 80498-9221 |
Source: Summit County records · Assessment roll updated June 16, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Summit County |
| Municipality | Silverthorne Town |
| Unified School District | Summit School District RE-1 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,404.00 (+25%) | $132,294 (+33.54%) | $1,945,500 (+31.58%) Land $473,600 Building $1,471,900 |
| 2024 | $5,123.00 (-4.26%) | $99,066 (-) | |
| 2023 | $5,351.00 (+52.23%) | $99,066 (+61.01%) | $1,478,600 (+67.02%) Land $450,000 Building $1,028,600 |
| 2022 | $3,515.00 | $61,528 | $885,300 Land $260,700 Building $624,600 |
Source: FEMA National Flood Hazard Layer as of May 12, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 6 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Arbor Mesh Fixed Wireless | 1,000 / 1,000 |
Based on FCC filings for 215 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF SILVERTHORNE serves 8,400 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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