Union County and Cranford Township property record for 604 Willow St, Cranford, NJ 07016
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 3,008 sqft · built 1900 |
| Lot Size | 0.396 acres (17,250 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $880,000 (Dec 2021) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage May 2018 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 03-00163-0000-00011 |
| Primary APN | 03-00163-0000-00011 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,008 sqft Total Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 17,250 sqft (0.396 acres) |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 1095009 |
|---|---|
| Street Address | 604 WILLOW ST |
| City | CRANFORD |
| State | NJ |
| Zip | 07016-1857 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Legal Description | FACILITY NAME: DISABLED VETERAN |
| Legal Subdivision | FAIRVIEW MANOR |
| Legal Block | 163 |
| Legal Lot Number | 11 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | CRANFORD |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 37100 |
604 Willow St is owned by two individuals who bought it in December 2021.
Source: Union County and Cranford Township records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 604 WILLOW ST, CRANFORD, NJ 07016-1857 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 7, 2021 | Deed, Transfer · VA Mortgage INNOVATIVE MORTGAGE SERVICES |
| May 16, 2018 | Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 7, 2021 · Amount on File |
| Deed Sale | Dec 7, 2021 · Amount on File |
| Prior Sale | May 16, 2018 · Amount on File |
| Deed Document Number | 202112402 |
| Deed Book / Page | 6441 / 2946 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Dec 7, 2021 |
| Property Address | 604 WILLOW ST, CRANFORD, NJ 07016-1857 |
| Document Number | 0064412946 |
| Book / Page | 6441 / 2946 |
| Instrument Date | Oct 25, 2021 |
| Instrument | 12402 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2022 |
| Title Company | TWO RIVERS TITLE COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,183.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 210 HAMPTON ST, 210, CRANFORD, NJ 07016-1845 |
| Name | Verified Name |
|---|---|
| Address | 604 WILLOW ST, CRANFORD, NJ 07016-1857 |
| Document Number | 0000026574 |
|---|---|
| Date | Dec 7, 2021 |
| Instrument | 26574 |
| Name | INNOVATIVE MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | May 16, 2018 |
| Property Address | 604 WILLOW ST, CRANFORD, NJ 07016-1857 |
| Document Number | 0062630067 |
| Book / Page | 006263 / 000067 |
| Instrument Date | May 10, 2018 |
| Instrument | 299939 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2018 |
| Title Company | COUNSELLORS TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $465.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 604 WILLOW ST CRANFORD NJ 070161857, CRANFORD, NJ 07016-1857 |
| Document Number | 144410920 |
|---|---|
| Date | May 16, 2018 |
| Book Page | 014441/000920 |
| Instrument | 657363 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 15, 2048 |
Source: Union County and Cranford Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Cranford Township |
| Unified School District | Cranford Township School District (KG - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $286,700 (-) Land $116,100 Building $170,600 | $286,700 (-) Land $116,100 Building $170,600 |
| 2025 | $286,700 Land $116,100 Building $170,600 | $286,700 Land $116,100 Building $170,600 |
| 2023 | $286,700 Land $116,100 Building $170,600 | $286,700 Land $116,100 Building $170,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 604 Willow St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 116 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 116 in force |
| Nearby Flood Claims | 426 (1978–2021) |
| Claims Outside the SFHA | 59 of 426 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 604 Willow St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures