604 Wilder Way, Buffalo, MN 55313 Property Records

Wright County property record for 604 Wilder Way, Buffalo, MN 55313

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,328 sqft · built 2012
Lot Size	0.291 acres (12,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$159,900 (Oct 2012)
Tax Bill	$4,290 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Apr 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`103-229-007030`

Property Details

APN / Parcel Number

Primary APN	`103-229-007030`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,328 sqft Living Area
1st Floor Area	1,328 sqft
Basement Area	422 sqft
Finished Basement	422 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Dome
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	12,712 sqft (0.291 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	604 WILDER WAY
City	BUFFALO
State	MN
Zip	55313-3012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-32 TWP-120 RANGE-025 SETTLERS POINTE 2ND ADDN LOT-003 BLOCK-007 LOCK-007
Legal Range	025
Legal Township	120
Legal Section	32
Legal Subdivision	SETTLERS POINTE 2ND ADDN
Legal Block	7
Legal Lot Number	3
Jurisdiction	WRIGHT MN
Township / Civil Division	BUFFALO
Census Block Group	3
Census Block	3005
Census Tract	100701

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	604 WILDER WAY, BUFFALO, MN 55313-3012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Apr 10, 2023	Deed of Trust, Mortgage · Commercial Mortgage TRUSTONE FINANCIAL CU
Apr 26, 2019	Deed of Trust, Mortgage TRUSTONE FINANCIAL FCU
May 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN LENDERS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2012 · Amount on Record
Deed Sale	Oct 25, 2012 · Amount on Record
Prior Sale	Feb 23, 2012 · Amount on Record
Deed Document Number	2012119480
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Recording Date	Aug 26, 2026
Property Address	604 WILDER WAY, BUFFALO, MN 55313-3012
Document Number	0001610845
Instrument Date	Aug 17, 2026
Instrument	20261610845
Transaction Type	Mortgage
Record Updated	Sep 11, 2026
Title Company	TITLE AGENCY, ADVOCUS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 WILDER WAY, BUFFALO, MN 55313-3012

Mortgage

Document Number	0001610845,
Date	Aug 26, 2026
Instrument	20261610845

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	604 WILDER WAY, BUFFALO, MN 55313-3012
Transaction Type	Mortgage
Record Updated	May 12, 2023
Title Company	ANCONA TITLE, ANCONA TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A1528619
Date	Apr 10, 2023
Instrument	A1528619

Lender

Name	TRUSTONE FINANCIAL CU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 15, 2043

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	604 WILDER WAY, BUFFALO, MN 55313-3012
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	ANCONA TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001394299
Date	Apr 26, 2019
Instrument	1394299

Lender

Name	TRUSTONE FINANCIAL FCU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Apr 15, 2029

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	604 WILDER WAY, BUFFALO, MN 55313-3012
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	PILLAR TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001471532
Date	May 26, 2021
Instrument	1471532

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company
Address	HUNTSVILLE, AL 35806

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2041

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Buffalo City
County	Wright County
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,290.00 (-2.23%)	$366,000 (+2.78%) Land $70,000 Building $296,000	$366,000 (+2.78%) Land $70,000 Building $296,000
2025		$356,100 (-9.2%) Land $60,000 Building $296,100	$356,100 (-9.2%) Land $60,000 Building $296,100
2023	$4,388.00 (+26.53%)	$392,200 Land $70,000 Building $322,200	$392,200 Land $70,000 Building $322,200
2022	$3,468.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	17 (1983–1986)
Most Recent Claim	Aug 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Buffalo serves 16,711 people · EPA ID MN1860005
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Buffalo Fiber, Verizon.

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