604 Wave Crest Cir, Valrico, FL 33594 Property Records

Hillsborough County property record for 604 Wave Crest Cir, Valrico, FL 33594

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,630 sqft · built 2002
Lot Size	0.145 acres (6,303 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (May 2007)
Tax Bill	$1,647 (2025)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`085740-2178`

Property Details

APN / Parcel Number

Primary APN	`085740-2178`
Alternative APN	`U2029215PVC00000000170`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,630 sqft Living Area
Gross Area	2,369 sqft
1st Floor Area	1,630 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2014
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,303 sqft (0.145 acres)
Lot Dimensions	120 ft deep x 45 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	255 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0857402178
Street Address	604 WAVE CREST CIR
City	VALRICO
State	FL
Zip	33594-7647
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	SOMERSET TRACT E LOT 17 BLOCK C
Legal Range	21E
Legal Township	29S
Legal Section	20
Legal Subdivision	SOMERSET TRACT E
Legal Tract	E
Legal Block	C
Legal Lot Number	17
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	BRANDON
Census Block Group	2
Census Block	2008
Census Tract	12209

Owner

604 Wave Crest Cir is owned and occupied by two individuals who bought it in May 2007.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	604 WAVE CREST CIR, VALRICO, FL 33594-7647
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2007 · Amount on File
Deed Sale	May 25, 2007 · Amount on File
Prior Sale	Jul 12, 2005 · Amount on File
Deed Document Number	2007238575
Deed Book / Page	17790 / 1995
Prior Transfer Date	Feb 23, 2006
Prior Transfer Doc	0000298591
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	604 WAVE CREST CIR, VALRICO, FL 33594-7647
Transaction Type	Mortgage
Record Updated	Aug 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 WAVE CREST CIR, VALRICO, FL 33594-7647

Mortgage

Document Number	2021382612
Date	Jul 30, 2021
Instrument	2021382612

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 604 Wave Crest Cir was $1,647 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$95,699 (+2.7%)	$262,224 (-5.74%) Land $70,902 Building $191,322
2025	$1,647.00 Homeowner's exemption	$93,183	$278,180 Land $70,902 Building $207,278
2023	$1,501.00 (+10.45%) Homeowner's exemption	$87,919 (+3%)	$262,072 (+3.55%) Land $70,902 Building $191,170
2022	$1,359.00 Homeowner's exemption	$85,358	$253,076 Land $59,994 Building $193,082

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 604 Wave Crest Cir in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	4 (2014–2024)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 604 Wave Crest Cir is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20