604 Watts St, Durham, NC 27701 Property Records

Durham County property record for 604 Watts St, Durham, NC 27701

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,166 sqft · built 1919
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$779,000 (Jun 2020)
Tax Bill	$9,115 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Jan 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0822-61-3486`

Property Details

APN / Parcel Number

Primary APN	`0822-61-3486`
Alternative APNs	`0822-61-34-8618` `082219613486` `102161`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	3,166 sqft Heated Area
1st Floor Area	1,316 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	1,084 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Sewer	Municipal

Location & Zoning

Street Address	604 WATTS ST
City	DURHAM
State	NC
Zip	27701-1724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-5
Legal Description	PROP-DUKE B L NORTH DURHA M/BLK:09/LT#17-19 1/2 TR PL:000001-000090
Legal Subdivision	PROP-DUKE B L
Legal Block	9
Legal Lot Number	17,19
Jurisdiction	DURHAM NC
Township / Civil Division	DURHAM
Census Block Group	3
Census Block	3015
Census Tract	302

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	604 WATTS ST, DURHAM, NC 27701-1724
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO
Jan 10, 2022	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Jul 20, 2021	Deed of Trust, Mortgage FIRST CITIZENS BANK & TRUST CO
Jun 28, 2017	Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK
Jun 19, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2020 · Amount on Record
Deed Sale	Jun 19, 2020 · Amount on Record
Prior Sale	Nov 3, 2003 · Amount on Record
Deed Document Number	202023574
Deed Book / Page	8980 / 331
Prior Transfer Date	Oct 21, 2003
Prior Transfer Doc	4170000145
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	604 WATTS ST, DURHAM, NC 27701-1724
Transaction Type	Mortgage
Record Updated	Oct 13, 2025
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 WATTS ST, DURHAM, NC 27701-1724

Mortgage

Document Number	0103980197
Date	Oct 3, 2025
Book Page	10398/197
Instrument	2025149740

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	604 WATTS ST, DURHAM, NC 27701-1724
Transaction Type	Mortgage
Record Updated	Jan 21, 2022
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 WATTS ST, DURHAM, NC 27701-1724

Mortgage

Document Number	0095840230
Date	Jan 10, 2022
Book Page	9584/230
Instrument	2022001111

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	DURHAM, NC 27701

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	604 WATTS ST, DURHAM, NC 27701-1724
Transaction Type	Mortgage
Record Updated	Aug 6, 2021
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 WATTS ST, DURHAM, NC 27701-1724

Mortgage

Document Number	0094010521
Date	Jul 20, 2021
Book Page	9401/521
Instrument	2021036542

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Amount	Amount Recorded

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	604 WATTS ST, DURHAM, NC 27701-1724
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0082150449
Date	Jun 28, 2017
Book Page	8215/449
Instrument	2017022168

Lender

Name	SUNTRUST BANK
Type	Bank
Address	DURHAM, NC 27701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 19, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Jun 19, 2020
Property Address	604 WATTS ST, DURHAM, NC 27701-1724
Document Number	0089800331
Book / Page	8980 / 331
Instrument Date	Jun 17, 2020
Instrument	2020023574
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,558.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1007 VICKERS AVE, 1007, DURHAM, NC 27707-1355

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1327 EAST DR SW, ROANOKE, VA 24015-3717

Mortgage

Document Number	0089800336
Date	Jun 19, 2020
Book Page	8980/336
Instrument	2020023575

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Jan 7, 2025
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	2.25%
Index	1-Year LIBOR

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,115.00 (+49.97%)	$1,121,170 (+9.71%) Land $368,550 Building $752,620	$1,121,170 (+9.71%) Land $368,550 Building $752,620
2025	$6,078.00 (-12.32%)	$1,021,907 (+93.08%) Land $368,550 Building $653,357	$1,021,907 (+93.08%) Land $368,550 Building $653,357
2023	$6,932.00 (+155.89%)	$529,267 Land $125,800 Building $403,467	$529,267 Land $125,800 Building $403,467
2022	$2,709.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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