Nassau County and Hempstead Town property record for 604 Wateredge Ave, Baldwin, NY 11510
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,793 sqft · built 1926 |
| Lot Size | 0.144 acres (6,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $339,900 (Feb 2011) |
| Tax Bill | $13,883 (2025) |
| Deeds & Mortgages | May 2020 Loan Modification May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 54-190-00-0196 |
| Primary APN | 54-190-00-0196 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,793 sqft Living Area |
| Gross Area | 1,901 sqft |
| 1st Floor Area | 598 sqft |
| Basement Area | 108 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Architectural Style | Old Style |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Material | Other |
| Lot Area | 6,250 sqft (0.144 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 42 sqft |
| Balcony Area | 22 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 54190 01960 |
|---|---|
| Street Address | 604 WATEREDGE AVE |
| City | BALDWIN |
| State | NY |
| Zip | 11510-3744 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 196-197 |
| Legal Subdivision | SILVER LK HTS |
| Legal Block | 190 |
| Legal Lot Number | 196-1 |
| Jurisdiction | NASSAU NY |
| Township / Civil Division | HEMPSTEAD |
| Census Block Group | 5 |
| Census Block | 5002 |
| Census Tract | 413700 |
604 Wateredge Ave is owned and occupied by an individual who bought it in February 2011.
Source: Nassau County and Hempstead Town records, as of June 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 604 WATEREDGE AVE, BALDWIN, NY 11510-3744 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 5, 2020 | Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage QUICKEN LNS |
| May 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Jan 18, 2017 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 23, 2011 · Amount on File |
| Deed Sale | Feb 23, 2011 · Amount on File |
| Deed Document Number | 2011539 |
| Deed Book / Page | 12696 / 394 |
| Prior Transfer Date | Feb 16, 2011 |
| Prior Transfer Doc | 0126960394 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 604 WATEREDGE AVE, BALDWIN, NY 11510-3744 |
| Document Number | 0445420293 |
| Instrument Date | May 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 604 WATEREDGE AVE BALDWIN NY 115103744, BALDWIN, NY 11510-3744 |
| Document Number | 0445420293 |
|---|---|
| Date | Sep 14, 2020 |
| Book Page | 044542/000293 |
| Instrument | 84338 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 13, 2040 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 604 WATEREDGE AVE, BALDWIN, NY 11510-3744 |
| Document Number | 0445420270 |
| Instrument Date | May 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 604 WATEREDGE AVE BALDWIN NY 115103744, BALDWIN, NY 11510-3744 |
| Document Number | 0445420270 |
|---|---|
| Date | Sep 14, 2020 |
| Book Page | 044542/000270 |
| Instrument | 84337 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 13, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 604 WATEREDGE AVE, BALDWIN, NY 11510-3744 |
| Document Number | 0418850524 |
| Book / Page | 041885 / 000524 |
| Instrument Date | Jan 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 604 WATEREDGE AVE BALDWIN NY 115103744, BALDWIN, NY 11510-3744 |
| Document Number | 0418850524 |
|---|---|
| Date | Feb 1, 2017 |
| Book Page | 041885/000524 |
| Instrument | 11364 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 31, 2047 |
The 2025 property tax bill for 604 Wateredge Ave was $13,883.
Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Nassau County |
| County Subdivision | Hempstead Town |
| Unified School District | Oceanside Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $498 (-1.58%) Land $191 Building $307 | $498,000 (-1.58%) | |
| 2025 | $13,883.00 | $506 Land $194 Building $312 | $506,000 |
| 2023 | $12,072.00 Additional exemption filed | $497 Land $191 Building $306 | $497,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 604 Wateredge Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 55 policies |
| Nearby Flood Policies | 55 in force |
| Nearby Flood Claims | 67 (1978–2022) |
| Claims Outside the SFHA | 22 of 67 |
| Most Recent Claim | Dec 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 604 Wateredge Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIBERTY UTILITIES NEW YORK - LYNBROOK private · serves 220,000 people · EPA ID NY2902835 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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