604 Warren Dr, Waterloo, IA 50703 Property Records

Black Hawk County property record for 604 Warren Dr, Waterloo, IA 50703

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 924 sqft · built 1971
Lot Size0.238 acres (10,375 sqft)
OwnerIndividual Name on File
Last Sale$22,500 (Dec 2024)
Tax Bill$1,648 (2025)
Deeds & MortgagesDec 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN8913-13-451-003

Property Details

APN / Parcel Number

Primary APN8913-13-451-003

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area924 sqft Living Area
1st Floor Area924 sqft
Basement Area924 sqft
Finished Basement350 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Exterior MaterialAluminum Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,375 sqft (0.238 acres)
Lot Dimensions125 ft deep x 80 ft wide
PorchSlab
Porch Area64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address604 WARREN DR
CityWATERLOO
StateIA
Zip50703-2708
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWARREN ERNSTER ADDITION LOT 15
Legal Range13W
Legal Township89N
Legal Section13
Legal SubdivisionWARREN ERNSTER ADDITION
Legal Lot Number15
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2000
Census Tract1701

Owner

Source: Black Hawk County assessment roll, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address604 WARREN DR, WATERLOO, IA 50703-2708
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 27, 2024 · Amount on Record
Deed SaleDec 27, 2024 · Amount on Record
Deed Document Number202425372
Prior Transfer DateDec 23, 2024
Prior Transfer Doc0202425373
Record UpdatedSep 20, 2026

December 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateDec 27, 2024
Property Address604 WARREN DR, WATERLOO, IA 50703-2708
Document Number0202425372
Instrument DateDec 23, 2024
Instrument2024-25372
Transaction TypeTransfer
Record UpdatedOct 21, 2025
Title CompanyTITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$35.20
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address604 WARREN DR, WATERLOO, IA 50703-2708

Mortgage

Document Number0202425373
DateDec 27, 2024
Instrument2024-25373
Lender
NameREGIONS BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2055

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,648.00$87,540 (+15.24%) Land $17,900 Building $69,640$87,540 (+15.24%) Land $17,900 Building $69,640
2024$1,648.00 (+28.55%)
2023$75,960 (+30.22%) Land $17,900 Building $58,060$75,960 (+30.22%) Land $17,900 Building $58,060
2022$1,282.00$58,330 Land $17,900 Building $40,430
2021$58,330 Land $17,900 Building $40,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 76% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber
5,120 / 5,120
Mediacom Communications
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: AMG Technology Investment Group, LTD Broadband.

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