604 Walnut St, Germantown, IL 62245 Property Records

Clinton County property record for 604 Walnut St, Germantown, IL 62245

Property Summary

Property Type	Single Family Home
Details	1,739 sqft · built 1939
Lot Size	0.412 acres (17,932 sqft)
Owner	2 Individual Names on Record
Last Sale	$20,000 (Oct 2014)
Tax Bill	$786 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-11-04-484-001`

Property Details

APN / Parcel Number

Primary APN	`12-11-04-484-001`

Interior

Stories	1 Story
Building Area	1,739 sqft Living Area
Basement Area	1,122 sqft
Unfinished Basement	1,122 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Roof Type	Gable
Lot Area	17,932 sqft (0.412 acres)
Garage Area	576 sqft

Location & Zoning

Street Address	604 WALNUT ST
City	GERMANTOWN
State	IL
Zip	62245-2738
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	51
Legal Description	SUBDIVISION GERMANTOWN (ORIGINAL TOWN HANOVER) LOT 31 & 32 PT OF LOTS
Legal Subdivision	GERMANTOWN (ORIGINAL TOWN HANOVER)
Legal Lot Number	31-32
Jurisdiction	CLINTON IL
Township / Civil Division	GERMANTOWN
Census Block Group	2
Census Block	2055
Census Tract	900601

Owner

Source: Clinton County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	202 PRAIRIE ST, GERMANTOWN, IL 62245
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage FCB BANK
Apr 8, 2019	Grant Deed, Transfer DUANE & PATRICIA POETTKER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2014 · Amount on Record
Deed Sale	Oct 20, 2014 · Amount on Record
Deed Document Number	20144746
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON IL
Recording Date	Apr 1, 2026
Property Address	604 WALNUT ST, GERMANTOWN, IL 62245-2738
Document Number	0000001235
Instrument Date	Mar 25, 2026
Instrument	20261235
Transaction Type	Mortgage
Record Updated	Jul 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001235,
Date	Apr 1, 2026
Instrument	20261235

Lender

Name	FCB BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLINTON IL
Recording Date	Apr 8, 2019
Property Address	604 WALNUT ST, GERMANTOWN, IL 62245-2738
Document Number	0000001337
Instrument Date	Mar 14, 2019
Instrument	1337
Transaction Type	Transfer
Record Updated	May 3, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$30.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	202 PRAIRIE ST GERMANTOWN IL 62245, GERMANTOWN, IL 62245

Mortgage

Document Number	1338
Date	Apr 8, 2019
Instrument	1338

Lender

Name	DUANE & PATRICIA POETTKER
Address	6315 DAIRYMAN RD, AVISTON, IL 62216-3905

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Apr 7, 2029

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clinton County
County Subdivision	Germantown Township
Municipality	Germantown Village
Secondary School District	Central Community High School District 71 (09 - 12)
Elementary School District	Germantown School District 60 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$786.00 (+7.67%)	$11,820 (+10.06%) Land $7,240 Building $4,580	$35,460 (+10.06%) Land $21,720 Building $13,740
2024	$730.00 (+9.28%)	$10,740 (+13.65%) Land $6,580 Building $4,160	$32,220 (+13.65%) Land $19,740 Building $12,480
2022	$668.00 (+3.57%)	$9,450 (+4.07%) Land $5,600 Building $3,850	$28,350 (+4.07%) Land $16,800 Building $11,550
2021	$645.00	$9,080 Land $5,380 Building $3,700	$27,240 Land $16,140 Building $11,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Apr 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GERMANTOWN serves 1,537 people · EPA ID IL0270350
Water Source	Purchased surface water from BREESE
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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