DeSoto County property record for 604 W Whidden St, Arcadia, FL 34266
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,942 sqft · built 1960 |
| Lot Size | 0.669 acres (29,142 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,546 (2024) |
| Deeds & Mortgages | Aug 2021 Mortgage Apr 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-37-24-0326-00A0-0080 |
| Primary APN | 25-37-24-0326-00A0-0080 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,942 sqft Heated Area |
| Gross Area | 3,084 sqft |
| Flooring | Carpet |
| Interior Walls | Custom/Decorative |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 29,142 sqft (0.669 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Driveway | Driveway |
| Driveway Area | 848 sqft |
| Pool Area | 512 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 57 sqft |
| Patio Area | 454 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 54 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 604 W WHIDDEN ST |
|---|---|
| City | ARCADIA |
| State | FL |
| Zip | 34266-3545 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1B |
| Legal Description | RALLS ADD TO ARCADIA LOTS 8 9 & 10 BLK A INST:201814002101 INST:202514003594 |
| Legal Range | 24E |
| Legal Township | 37S |
| Legal Section | 25 |
| Legal Subdivision | RALLS ADD |
| Legal Tract | 326 |
| Legal Block | A |
| Legal Lot Number | 8 9 |
| Jurisdiction | DE SOTO FL |
| Township / Civil Division | ARCADIA EAST |
| Census Block Group | 5 |
| Census Block | 5011 |
| Census Tract | 10200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Arcadia Historic District listed 1984 · 293 contributing resources · NRIS 84000842 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
604 W Whidden St is owned and occupied by an individual who acquired it in May 2025.
Source: DeSoto County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 604 W WHIDDEN ST, ARCADIA, FL 34266-3545 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK |
| Apr 11, 2018 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jan 9, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 12, 2025 |
| Deed Sale | May 12, 2025 |
| Prior Sale | Apr 11, 2018 · Amount on File |
| Deed Document Number | 202514003594 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE SOTO FL |
| Property Address | 604 W WHIDDEN ST, ARCADIA, FL 34266-3545 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Name | Verified Name |
|---|---|
| Address | 604 W WHIDDEN ST, ARCADIA, FL 34266-3545 |
| Document Number | 0014005775 |
|---|---|
| Date | Aug 3, 2021 |
| Instrument | 202114005775 |
| Name | ALLY BANK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DE SOTO FL |
| Recording Date | Apr 11, 2018 |
| Property Address | 604 W WHIDDEN ST, ARCADIA, FL 34266-3545 |
| Document Number | 0014002101 |
| Map Reference | MB6 PG38 |
| Instrument Date | Apr 6, 2018 |
| Instrument | 201814002101 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2021 |
| Title Company | ARCADIA ABSTRACT & TITLE CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,155.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 14, ATHENS, TN 37371-0014 |
| Name | Verified Name |
|---|---|
| Address | 604 W WHIDDEN ST, ARCADIA, FL 34266-3545 |
| Document Number | 0014002102 |
|---|---|
| Date | Apr 11, 2018 |
| Instrument | 201814002102 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DE SOTO FL |
| Recording Date | Jan 9, 2017 |
| Property Address | 604 W WHIDDEN ST, ARCADIA, FL 34266-3545 |
| Document Number | 0014000101 |
| Instrument Date | Dec 9, 2016 |
| Instrument | 14000101 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 604 W WHIDDEN ST ARCADIA FL 342663545, ARCADIA, FL 34266-3545 |
Source: DeSoto County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Arcadia City |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $163,417 | $236,858 Land $16,000 Building $220,858 | |
| 2024 | $2,546.00 (+2.7%) | ||
| 2023 | $2,479.00 (+3.25%) Homeowner's exemption | $154,185 (+3%) | $222,871 (+4.94%) Land $16,000 Building $206,871 |
| 2022 | $2,401.00 Homeowner's exemption | $149,694 | $212,377 Land $16,000 Building $196,377 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 604 W Whidden St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2009–2011) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 604 W Whidden St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ARCADIA WATER DEPT serves 8,942 people · EPA ID FL6140314 |
|---|---|
| Water Source | Purchased surface water from DESOTO COUNTY WATER SYSTEM |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
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