604 W Union St, Champaign, IL 61820 Property Records

Champaign County property record for 604 W Union St, Champaign, IL 61820

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,218 sqft · built 1878
Lot Size0.173 acres (7,523 sqft)
OwnerIndividual Name on File
Last Sale$120,000 (Nov 2006)
Tax Bill$5,221 (2024)
Deeds & MortgagesJan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN42-20-12-358-021

Property Details

APN / Parcel Number

Primary APN42-20-12-358-021

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,218 sqft Building Perimeter
1st Floor Area1,218 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1878
Effective Year BuiltEffective 1878
Exterior MaterialStucco
Roof MaterialOther
Lot Area7,523 sqft (0.173 acres)
Garage TypeDetached
PorchPorch

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address604 W UNION ST
CityCHAMPAIGN
StateIL
Zip61820-4952
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 9 BLOCK 1 TROTTERS ADD
Legal Range08E
Legal Township19N
Legal Section12
Legal SubdivisionTROTTERS ADD
Legal Block1
Legal Lot Number9
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCHAMPAIGN CITY
Census Block Group1
Census Block1012
Census Tract11002

Owner

604 W Union St is owned by an individual who bought it in November 2006.

Source: Champaign County records, as of April 29, 2026

Owner of RecordIndividual Name on File
Mailing Address2207 SOUTHMOOR DR, CHAMPAIGN, IL 61821-5814
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 3, 2006 · Amount on File
Deed SaleNov 3, 2006 · Amount on File
Deed Document Number200630846
Record UpdatedJun 8, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address604 W UNION ST, CHAMPAIGN, IL 61820-4952
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001560
DateJan 27, 2017
Instrument2017R01560
Lender
NameBUSEY BANK
TypeBank
AddressLONGVIEW, IL 61852
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2047

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionChampaign City Township
MunicipalityChampaign City
Unified School DistrictChampaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$67,180 Land $18,310 Building $48,870$201,540 Land $54,930 Building $146,610
2024$5,221.00
2022$4,626.00$50,310 Land $13,710 Building $36,600$150,930 Land $41,130 Building $109,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 604 W Union St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 604 W Union St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Pavlov Media
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: Fidium Fiber, Nextlink, T-Mobile, Volo.net Internet+Tech.

Nearby Properties on W Union St

Nearby Streets

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