604 W Star St, Gainesville, TX 76240 Property Records

Cooke County property record for 604 W Star St, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,134 sqft · built 1930
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$158,673 (May 2022)
Tax Bill	$3,472 (2026)
Deeds & Mortgages	May 2022 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2510-030-00013`

Property Details

APN / Parcel Number

Primary APN	`2510-030-00013`
Alternative APN	`10427`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,134 sqft Living Area
Gross Area	1,280 sqft
1st Floor Area	924 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Siding
Foundation Type	Pier/Post & Beam
Roof Material	Composition Shingle
Lot Area	5,001 sqft (0.115 acres)
Porch	Slab
Porch Area	98 sqft
Storage Building	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2510-030-00013
Street Address	604 W STAR ST
City	GAINESVILLE
State	TX
Zip	76240-3034
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTGOMERY ADDN; BLOCK 30; LOT 13-14 N 100'
Legal Subdivision	MONTGOMERY ADDN
Legal Block	30
Legal Lot Number	13-14
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	2
Census Block	2014
Census Tract	400

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	604 W STAR ST, GAINESVILLE, TX 76240-3034
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2022	Vendor's Lien, Transfer · FHA Mortgage NETWORK FUNDING LP
Jun 1, 2020	Vendor's Lien, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jan 28, 2020	Warranty Deed, Transfer TITLE RESOURCE, TITLE RESOURCES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2022 · Amount on Record
Deed Sale	May 9, 2022 · Amount on Record
Prior Sale	Jun 1, 2020 · Amount on Record
Deed Document Number	20224095
Deed Book / Page	2509 / 41
Prior Transfer Date	May 29, 2020
Prior Transfer Doc	0002334/54
Record Updated	Oct 29, 2026

May 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	May 9, 2022
Property Address	604 W STAR ST, GAINESVILLE, TX 76240-3034
Document Number	0002509/41
Book / Page	2509 / 41
Map Reference	VOL 2308 PG 614
Instrument Date	May 4, 2022
Instrument	4095
Transaction Type	Transfer
Record Updated	Sep 18, 2023
Title Company	ALLIANCE TITLE, ALLEGIANCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9522 E FM 174, BELLEVUE, TX 76228-2452

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 W STAR ST, GAINESVILLE, TX 76240-3034

Mortgage

Document Number	0000004096
Date	May 9, 2022
Instrument	4096

Lender

Name	NETWORK FUNDING LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

June 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Jun 1, 2020
Property Address	604 W STAR ST, GAINESVILLE, TX 76240-3034
Document Number	0002334/54
Book / Page	2334 / 54
Instrument Date	May 29, 2020
Instrument	2020-03897
Transaction Type	Transfer
Record Updated	Sep 18, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 W STAR ST, GAINESVILLE, TX 76240-3034

Mortgage

Document Number	0202003898
Date	Jun 1, 2020
Instrument	2020-03898

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOKE TX
Recording Date	Jan 28, 2020
Property Address	604 W STAR ST, GAINESVILLE, TX 76240-3034
Document Number	002308/614
Book / Page	2308 / 614
Instrument Date	Jan 27, 2020
Instrument	2020-00692
Transaction Type	Transfer
Record Updated	Nov 14, 2023
Title Company	TITLE RESOURCE, TITLE RESOURCES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2809 SOUTHGATE DR, FORT WORTH, TX 76133-2333

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,472.00 (+124.87%) Homeowner's exemption Disabled Person's exemption	$165,978 (-) Land $22,450 Building $143,528	$165,978 (-) Land $22,450 Building $143,528
2025	$1,544.00 (-14.88%) Homeowner's exemption Disabled Person's exemption	$165,978 (+15.66%) Land $22,450 Building $143,528	$165,978 (+15.66%) Land $22,450 Building $143,528
2024	$1,814.00 (+6.77%)
2023		$143,510 Land $18,700 Building $124,810	$143,510 Land $18,700 Building $124,810
2022	$1,699.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2007–2015)
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: AT&T, Element8.

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