Cherokee County property record for 604 W Smith St, Gaffney, SC 29341
| Property Type | Single Family Home |
|---|---|
| Details | 1,096 sqft · built 1950 |
| Lot Size | 0.189 acres (8,276 sqft) |
| Owner | Trust Name on File |
| Last Sale | $125,000 (Jun 2025) |
| Tax Bill | $1,365 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 017089-23-3 |
| Primary APN | 017089-23-3 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,096 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Lot Area | 8,276 sqft (0.189 acres) |
| Porch | Porch |
| Old Parcel Number | 0811500101000 60371089 |
|---|---|
| Street Address | 604 W SMITH ST |
| City | GAFFNEY |
| State | SC |
| Zip | 29341-1829 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GF |
| Legal Description | 604 W SMITH ST LT 1 0.19 AC LIDIA CORTEZ TRUSTEE |
| Legal Tract | 11 |
| Legal Lot Number | 1 |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | GAFFNEY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 970201 |
604 W Smith St is held in a trust since June 2025.
Source: Cherokee County records, as of November 19, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 501 BEASON RD, GAFFNEY, SC 29341-5502 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 17, 2025 · Amount on File |
| Deed Sale | Jun 17, 2025 · Amount on File |
| Prior Sale | Dec 27, 2005 |
| Deed Document Number | 2025-3169 |
| Deed Book / Page | 185 / 2326 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 604 W Smith St was $1,365.
Source: Cherokee County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Municipality | Gaffney City |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,365.00 | $3,290 Land $480 Building $2,810 | $56,900 Land $8,000 Building $48,900 |
| 2023 | $1,303.00 | $3,290 Land $480 Building $2,810 | $56,900 Land $8,000 Building $48,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 604 W Smith St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2015) |
| Most Recent Claim | Dec 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 604 W Smith St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GAFFNEY BPW serves 24,290 people · EPA ID SC1110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, Verizon.
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