604 W Overland Rd, Payson, AZ 85541 Property Records

Gila County property record for 604 W Overland Rd, Payson, AZ 85541 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,176 sqft · built 1982
Lot Size0.219 acres (9,583 sqft)
OwnerIndividual Name on File
Last Sale$275,000 (Jul 2020)
Tax Bill$2,303 (2025)
Deeds & MortgagesJul 2026 Mortgage
May 2024 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN304-49-079

Property Details

APN / Parcel Number

Primary APN304-49-079
Alternative APNs
  • R035271
  • 035271

Interior

Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,176 sqft Living Area
1st Floor Area1,176 sqft
Basement Area1,176 sqft
Finished Basement868 sqft

Exterior

Year BuiltBuilt 1982
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialAsbestos
Lot Area9,583 sqft (0.219 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemA/C Chilled Water
Heating SystemHot Water

Location & Zoning

Account NumberR035271
Street Address604 W OVERLAND RD
CityPAYSON
StateAZ
Zip85541-4320
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECTION: 04 TOWNSHIP: 10N RANGE: 10E LOT 79 , FOREST PARK AND FOREST PARK ADDITION I , PLAT 579 NE4 SEC 4 T10N R10E = 0.22 AC
Legal Range10E
Legal Township10N
Legal Section04
Legal SubdivisionFOREST PARK/TIMBER RIDGE
Legal Lot Number79 1002
JurisdictionGILA AZ
Township / Civil DivisionPAYSON
Census Block Group2
Census Block2003
Census Tract301

Owner

Source: Gila County records · APN 304-49-079

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address604 W OVERLAND RD, PAYSON, AZ 85541-4320
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2026Deed of Trust, Mortgage · FHA Mortgage
SERVICE LINK LP, SERVICE LINK
May 01, 2024Deed of Trust, Mortgage · Closed-End Mortgage
US BANK NA
Jul 27, 2020Warranty Deed, Transfer
PIONEER TITLE COMPANY, PIONEER TITLE AGENCY
May 15, 2018Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS
Jun 02, 2017Warranty Deed, Transfer
RELIANT TITLE AGENCY LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 27, 2020 · Amount on Record
Deed SaleJul 27, 2020 · Amount on Record
Prior SaleJun 02, 2017 · Amount on Record
Deed Document Number2020-008575
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILA AZ
Recording DateJul 14, 2026
Property Address604 W OVERLAND RD, PAYSON, AZ 85541-4320
Document Number0000006674
Instrument DateJun 26, 2026
Instrument20266674
Transaction TypeMortgage
Record UpdatedAug 06, 2026
Title CompanySERVICE LINK LP, SERVICE LINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address604 W OVERLAND RD, PAYSON, AZ 85541-4320

Mortgage

Document Number0000006674,
DateJul 14, 2026
Instrument20266674
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term289 Months
DueAug 01, 2050
Interest
Rate6.53%
Max Rate-1%

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILA AZ
Property Address604 W OVERLAND RD, PAYSON, AZ 85541-4320
Transaction TypeMortgage
Record UpdatedMay 22, 2024
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address604 W OVERLAND RD, PAYSON, AZ 85541-4320

Mortgage

Document Number0000003784
DateMay 01, 2024
Instrument2024-003784
Lender
NameUS BANK NA
TypeBank
AddressHOPKINS, MN 55343
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term239 Months
DueApr 23, 2044

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGILA AZ
Recording DateJul 27, 2020
Property Address604 W OVERLAND RD, PAYSON, AZ 85541-4320
Document Number0000008575
Instrument DateJun 24, 2020
Instrument8575
Transaction TypeTransfer
Record UpdatedAug 20, 2020
Title CompanyPIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address604 W OVERLAND RD PAYSON AZ 855414320, PAYSON, AZ 85541-4320

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILA AZ
Property Address604 W OVERLAND RD, PAYSON, AZ 85541-4320
Document Number0000005508
Instrument DateMay 15, 2018
Transaction TypeMortgage
Record UpdatedJun 29, 2018
Title CompanyTITLE SOURCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address604 W OVERLAND RD PAYSON AZ 855414320, PAYSON, AZ 85541-4320

Mortgage

Document Number0000005508
DateMay 22, 2018
Instrument5508
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 21, 2048

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGILA AZ
Recording DateJun 02, 2017
Property Address604 W OVERLAND RD, PAYSON, AZ 85541-4320
Document Number0000005345
Instrument DateMay 17, 2017
Instrument5345
Transaction TypeTransfer
Record UpdatedNov 20, 2018
Title CompanyRELIANT TITLE AGENCY LLC

Transaction

AmountAmount Recorded
Tax$232.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address604 W OVERLAND RD PAYSON AZ 855414320, PAYSON, AZ 85541-4320

Tax Assessment & Valuation

Source: Gila County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateArizona
CountyGila County
MunicipalityPayson Town
Unified School DistrictPayson Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$33,899 (+2.48%) Land $6,617 Building $27,282$338,990 (+2.48%) Land $66,172 Building $272,818
2025$2,303.00 (+7.67%)
2024$33,078 Land $6,284 Building $26,794$330,778 Land $62,843 Building $267,935
2023$2,139.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gila County (04007C), updated October 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 040070003012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2021)
Most Recent ClaimJul 2021, other causes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 359 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cable OneFiber1,000 / 1,000
Optimum CommunicationsCable940 / 35
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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