604 W Market Rd, Starke, FL 32091 Property Records

Bradford County property record for 604 W Market Rd, Starke, FL 32091

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,788 sqft · built 1959
Lot Size	0.964 acres (42,000 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,956 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Sep 2022 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02418-0-00000`

Property Details

APN / Parcel Number

Primary APN	`02418-0-00000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,788 sqft Living Area
Gross Area	2,435 sqft
1st Floor Area	1,788 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1962
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	42,000 sqft (0.964 acres)
Garage Type	Carport
Garage Area	268 sqft
Carport	Carport
Carport Area	268 sqft
Porch	Florida Room
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	604 W MARKET RD
City	STARKE
State	FL
Zip	32091-1512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	21 6S 22 COM C/L SB RR (INIT PT SIMON J TEMPLES S/D) & C/L CENTER ST. N72W 1246.6', S18W 15', RUN N72W 203.8' TO POB. N72W 200 S18W 210', S72E 200', N18*E 210' TO POB.
Legal Range	22E
Legal Township	06S
Legal Section	21
Legal Subdivision	TEMPLES S/D
Jurisdiction	BRADFORD FL
Township / Civil Division	STARKE
Census Block Group	3
Census Block	3030
Census Tract	202

Owner

Source: Bradford County records, as of October 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	604 W MARKET RD, STARKE, FL 32091-1512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2026	Warranty Deed, Transfer · Conventional Mortgage INTEGRA FUNDING
Sep 26, 2022	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Aug 12, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 12, 2022
Transfer Doc	0004007560
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRADFORD FL
Recording Date	Oct 12, 2026
Property Address	604 W MARKET RD, STARKE, FL 32091-1512
Document Number	0000009063
Book / Page	2238 / 494
Instrument Date	Oct 9, 2026
Instrument	20269063
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NORTH CENTRAL TITLE INC, NORTH CENTRAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$91,910.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	1123 OAKLAND HILLS AVE, MIDDLEBURG, FL 32068-9131

Mortgage

Document Number	0000009065,
Date	Oct 12, 2026
Instrument	20269065

Lender

Name	INTEGRA FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRADFORD FL
Property Address	604 W MARKET RD, STARKE, FL 32091-1512
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 W MARKET RD, STARKE, FL 32091-1512

Mortgage

Document Number	0004009062
Date	Sep 26, 2022
Book Page	1992/33
Instrument	202204009062

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.21%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	11.2%

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRADFORD FL
Recording Date	Aug 12, 2022
Property Address	604 W MARKET RD, STARKE, FL 32091-1512
Document Number	0004007560
Book / Page	1985 / 157
Map Reference	MB 68 PG 667
Instrument Date	Jul 19, 2022
Instrument	202204007560
Transaction Type	Transfer
Record Updated	Sep 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	604 W MARKET RD, 604, STARKE, FL 32091-1512

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 W MARKET RD, STARKE, FL 32091-1512

Tax Assessment & Valuation

Source: Bradford County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bradford County
Municipality	Starke City
Unified School District	Bradford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,956.00 (+3.55%) Homeowner's exemption	$141,490 (+2.9%)	$156,505 (+4.77%) Land $28,000 Building $128,505
2024	$1,889.00 (+1.72%) Homeowner's exemption	$137,502 (+3%)	$149,383 (+11.9%) Land $28,000 Building $121,383
2023	$1,857.00 (+788.52%) Homeowner's exemption	$133,497 (+115.42%) Land $20,000 Building $113,497	$133,497 (+21.45%) Land $20,000 Building $113,497
2022	$209.00 Homeowner's exemption Widower's exemption Additional exemption filed	$61,972	$109,921 Land $16,500 Building $93,421

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STARKE serves 6,800 people · EPA ID FL2040211
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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