604 W Elm St, Bloomington, IL 61701 Property Records

McLean County property record for 604 W Elm St, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,326 sqft · built 1925
Lot Size	0.131 acres (5,723 sqft)
Owner	Individual Name on Record
Last Sale	$20,000 (Dec 2019)
Tax Bill	$2,395 (2024)
Deeds & Mortgages	Dec 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`21-09-109-013`

Property Details

APN / Parcel Number

Primary APN	`21-09-109-013`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,326 sqft Living Area
Gross Area	2,088 sqft
1st Floor Area	762 sqft
Basement Area	762 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Wood Siding
Roof Material	Other
Lot Area	5,723 sqft (0.131 acres)
Lot Dimensions	66 ft deep x 43 ft wide
View / Lot	Lake Front
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	604 W ELM ST
City	BLOOMINGTON
State	IL
Zip	61701-6414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	BEG 42 S OF NE COR BLK 6: S43.63, W99, N85.63, E33, S42, E66 TO POB PT BLK 6 JAMES MILLERS 2ND ADD
Legal Range	02E
Legal Township	23N
Legal Section	09
Legal Subdivision	JAMES MILLERS 2ND ADD
Legal Tract	8
Legal Block	6
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2018
Census Tract	5900

Owner

Source: McLean County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	604 W ELM ST, BLOOMINGTON, IL 61701-6414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2019 · Amount on Record
Deed Sale	Dec 19, 2019 · Amount on Record
Deed Document Number	201921016
Record Updated	Sep 20, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Dec 19, 2019
Property Address	604 W ELM ST, BLOOMINGTON, IL 61701-6414
Document Number	201900021016
Instrument Date	Dec 13, 2019
Instrument	2019-00021016
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	FRONTIER TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$30.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 W ELM ST, BLOOMINGTON, IL 61701-6414

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$38,511 (+17.61%) Land $9,246 Building $29,265	$115,533 (+17.61%) Land $27,738 Building $87,795
2024	$2,395.00 (+7.16%)
2023	$2,235.00	$32,745 Land $7,862 Building $24,883	$98,235 Land $23,586 Building $74,649

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20