604 W Big Hill Rd, Beloit, WI 53511 Property Records

Rock County property record for 604 W Big Hill Rd, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,071 sqft · built 1989
Lot Size	35.1 acres (1,528,956 sqft)
Owner	Individual Name on File
Tax Bill	$13,192 (2025)
Deeds & Mortgages	May 2021 Mortgage Oct 2022 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`6-2-163.1`

Property Details

APN / Parcel Number

Primary APN	`6-2-163.1`
Alternative APN	`004 014030`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,071 sqft Living Area
1st Floor Area	2,447 sqft
Basement Area	2,268 sqft
Unfinished Basement	2,268 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Modern
Exterior Material	Wood
Lot Area	1,528,956 sqft (35.1 acres)
Garage Type	Detached
Garage Area	2,440 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	004 014030
Street Address	604 W BIG HILL RD
City	BELOIT
State	WI
Zip	53511-8600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE1/4 NW1/4, AP PT OL 21 ELY 33A NW1/4 & ADJ ABDN RR ALSO CARD 83-330 - INT IN RE (EXC S 34')
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	1
Census Block	1037
Census Tract	2200

Owner

604 W Big Hill Rd is owned and occupied by an individual who acquired it in December 2019.

Source: Rock County records, as of April 2, 2026

Owner of Record	Individual Name on File
Mailing Address	604 W BIG HILL RD, BELOIT, WI 53511-8600
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY OF WISCONSIN CU
Oct 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY OF WISCONSIN CU
Oct 23, 2023	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF WISCONSIN CU
May 28, 2014	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK & TRUST CO
Dec 31, 2019	Deed, Transfer
Oct 12, 2010	Intrafamily Transfer, Transfer · Line of Credit FIRST NATIONAL BANK & TRUST CO
Oct 12, 2010	Intrafamily Transfer, Transfer
Nov 3, 2006	Intrafamily Transfer, Transfer
Jun 20, 2006	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 30, 2019
Transfer Doc	0002144607
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	604 W BIG HILL RD, BELOIT, WI 53511-8600
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002188988
Date	May 28, 2021
Instrument	2188988

Lender

Name	UNIVERSITY OF WISCONSIN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 27, 2051

Interest

Rate Type	Fixed Rate

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	604 W BIG HILL RD, BELOIT, WI 53511-8600
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002229907
Date	Oct 27, 2022
Instrument	2229907

Lender

Name	UNIVERSITY OF WISCONSIN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2020
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	6.75%
Index	Other
Max Rate	9.75%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	604 W BIG HILL RD, BELOIT, WI 53511-8600
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002250539
Date	Oct 23, 2023
Instrument	2250539

Lender

Name	UNIVERSITY OF WISCONSIN CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 22, 2053

May 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	604 W BIG HILL RD, BELOIT, WI 53511-8600
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002004060
Date	May 28, 2014
Instrument	2004060

Lender

Name	FIRST NATIONAL BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCK WI
Recording Date	Dec 31, 2019
Property Address	604 W BIG HILL RD, BELOIT, WI 53511-8600
Document Number	0002144607
Map Reference	VL 24 PG 387-390
Instrument Date	Dec 30, 2019
Instrument	2144607
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2010: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROCK WI
Recording Date	Oct 12, 2010
Property Address	604 W BIG HILL RD, BELOIT, WI 53511-8600
Document Number	0001903762
Instrument Date	Sep 17, 2010
Instrument	1903762
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	604 W BIG HILL RD, BELOIT, WI 53511-8600

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 W. BIG HILL ROAD, BELOIT, WI 53511-8600

Mortgage

Document Number	0001903764
Date	Oct 12, 2010
Instrument	1903764

Lender

Name	FIRST NATIONAL BANK & TRUST CO
Type	Bank
Address	BELOIT, WI 53511

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Sep 10, 2020

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2010: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROCK WI
Recording Date	Oct 12, 2010
Property Address	604 W BIG HILL RD, BELOIT, WI 53511-8600
Document Number	0001903763
Instrument Date	Sep 17, 2010
Instrument	1903763
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	604 W BIG HILL RD, BELOIT, WI 53511-8600

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	604 W. BIG HILL ROAD, BELOIT, WI 53511-8600

November 2006: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROCK WI
Recording Date	Nov 3, 2006
Property Address	604 W BIG HILL RD, BELOIT, WI 53511-8600
Document Number	0001770324
Instrument Date	Sep 18, 2006
Instrument	1770324
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	00000

June 2006: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROCK WI
Recording Date	Jun 20, 2006
Property Address	604 W BIG HILL RD, BELOIT, WI 53511-8600
Document Number	0001754605
Instrument Date	Jun 16, 2006
Instrument	1754605
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Tax Assessment & Valuation

The 2025 property tax bill for 604 W Big Hill Rd was $13,192 with a homeowner's exemption.

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Rock County
County Subdivision	Beloit Town
Unified School District	Beloit Turner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,192.00 Homeowner's exemption	$790,100 Land $253,200 Building $536,900	$975,400
2023	$12,200.00 Homeowner's exemption	$790,100 Land $253,200 Building $536,900	$821,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 604 W Big Hill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 604 W Big Hill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
LiteWire Fixed Wireless	100 / 25
Bug Tussel Wireless Fixed Wireless	50 / 8

May also be available: AT&T, Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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