604 W Bergera Rd, Braidwood, IL 60408 Property Records

Will County property record for 604 W Bergera Rd, Braidwood, IL 60408

Property Summary

Property Type	Single Family Home
Lot Size	0.98 acres (42,626 sqft)
Owner	Individual Name on File
Last Sale	$55,000 (Oct 2018)
Tax Bill	$1,871 (2025)
Deeds & Mortgages	Nov 2018 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-24-07-200-069`

Property Details

APN / Parcel Number

Primary APN	`02-24-07-200-069`
Alternative APN	`24072000690000`

Exterior

Lot Area	42,626 sqft (0.98 acres)

Location & Zoning

Street Address	604 W BERGERA RD
City	BRAIDWOOD
State	IL
Zip	60408-1653
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PER R89-37267 NDA: LOT 15 IN BLK 20 IN CHICAGO WILMINGTON COAL CO'S ADDN TO BRAIDWOOD, IN THE NW1/4 OF SEC 7, T32N-R9E.
Legal Range	09E
Legal Township	32N
Legal Section	07
Legal Subdivision	BRAIDWOOD
Legal Block	20
Legal Lot Number	15
Jurisdiction	WILL IL
Township / Civil Division	REED
Census Block Group	1
Census Block	1023
Census Tract	884003

Owner

604 W Bergera Rd is owned and occupied by an individual who bought it in October 2018.

Source: Will County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	604 W BERGERA RD, BRAIDWOOD, IL 60408-1653
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST MIDWEST BANK
Jul 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST MIDWEST BANK
Oct 10, 2018	Limited Warranty Deed, Transfer · Conventional Mortgage FIRST MIDWEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2018 · Amount on File
Deed Sale	Oct 10, 2018 · Amount on File
Prior Sale	Jan 8, 2015
Deed Document Number	201871425
Prior Transfer Date	Jul 11, 1995
Prior Transfer Doc	0000058753
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	604 W BERGERA RD, BRAIDWOOD, IL 60408-1653
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000080094
Date	Nov 15, 2018
Instrument	R2018080094

Lender

Name	FIRST MIDWEST BANK
Type	Bank
Address	CHICAGO, IL 60631

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 26, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	604 W BERGERA RD, BRAIDWOOD, IL 60408-1653
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045304
Date	Jul 16, 2019
Instrument	R2019045304

Lender

Name	FIRST MIDWEST BANK
Type	Bank
Address	GURNEE, IL 60031

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.25%

October 2018: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	WILL IL
Recording Date	Oct 10, 2018
Property Address	604 W BERGERA RD, BRAIDWOOD, IL 60408-1653
Document Number	0000071425
Map Reference	DOC83116
Instrument Date	Sep 24, 2018
Instrument	R2018071425
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$82.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	604 W BERGERA RD, BRAIDWOOD, IL 60408-1653

Mortgage

Document Number	0000071426
Date	Oct 10, 2018
Instrument	R2018071426

Lender

Name	FIRST MIDWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.62%

Tax Assessment & Valuation

The 2025 property tax bill for 604 W Bergera Rd was $1,871.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Braidwood City
County	Will County
County Subdivision	Reed Township
Unified School District	Reed Custer Community Unit School District 255U (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,871.00	$36,452 (+8.9%) Land $16,564 Building $19,888	$109,356 (+8.9%) Land $49,692 Building $59,664
2024		$33,473 Land $15,210 Building $18,263	$100,419 Land $45,630 Building $54,789
2022	$1,477.00 Homeowner's exemption	$27,205 Land $12,362 Building $14,843	$81,615 Land $37,086 Building $44,529

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 604 W Bergera Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 604 W Bergera Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRAIDWOOD serves 6,194 people · EPA ID IL1970150
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Verizon.

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