604 W 7th St, Dell Rapids, SD 57022 Property Records

Minnehaha County property record for 604 W 7th St, Dell Rapids, SD 57022

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 1,498 sqft · built 1994
Lot Size	0.351 acres (15,294 sqft)
Owner	2 Trusts on Record
Last Sale	$295,000 (Jun 2020)
Tax Bill	$4,706 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-04-09-105-012-000`

Property Details

APN / Parcel Number

Primary APN	`01-04-09-105-012-000`
Alternative APN	`59894`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,498 sqft Finished Area
1st Floor Area	1,498 sqft
Basement Area	1,456 sqft
Finished Basement	1,225 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,294 sqft (0.351 acres)
Lot Dimensions	160 ft deep x 96.5 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	266 sqft
Patio Area	1,016 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	59894
Street Address	604 W 7TH ST
City	DELL RAPIDS
State	SD
Zip	57022-2117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 BLOCK 2 PONY HILLS ADDN TO CITY OF DELL RAPIDS
Legal Subdivision	PONY HILLS ADDN
Legal Block	2
Legal Lot Number	12
Jurisdiction	MINNEHAHA SD
Township / Civil Division	DELL RAPIDS
Census Block Group	3
Census Block	3013
Census Tract	10102

Owner

Source: Minnehaha County assessment roll, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trusts on Record
Mailing Address	604 W 7TH ST, DELL RAPIDS, SD 57022-2117
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2020 · Amount on Record
Deed Sale	Jun 29, 2020 · Amount on Record
Deed Book / Page	596-D / 988
Record Updated	Sep 20, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Jun 29, 2020
Property Address	604 W 7TH ST, DELL RAPIDS, SD 57022-2117
Document Number	596DEED/988
Book / Page	596 DEED / 988
Instrument Date	Jun 18, 2020
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$295.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	604 W 7TH ST, DELL RAPIDS, SD 57022-2117

Mortgage

Document Number	1889MTG638
Date	Jun 29, 2020
Instrument	1889 MTG/638

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Dell Rapids City
Unified School District	Dell Rapids School District 49-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,706.00	$345,900 (-9.14%) Land $60,000 Building $285,900
2024	$4,706.00 (+3.09%)	$380,700 (+25.77%) Land $81,800 Building $298,900
2022	$4,565.00	$302,700 Land $49,900 Building $252,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Sep 2019 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of South Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELL RAPIDS serves 3,633 people · EPA ID SD4600105
Water Source	Purchased groundwater from MINNEHAHA COMMUNITY WATER CORP
Last State Inspection	Aug 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Golden West Telecommunications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

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