Champaign County property record for 604 Valley View Dr, Philo, IL 61864 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1993 |
| Square Footage | 1,408 sqft Building Perimeter |
| Lot Size | 14,491 sqft (0.333 acres) |
| Garage | Attached, 280 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $127,000 (2006) |
| Tax Bill | $3,390.00 (2024) |
| Primary APN | 19-27-23-454-001 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,408 sqft Building Perimeter |
| 1st Floor | 1,408 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Stucco Exterior |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 14,491 sqft (0.333 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 280 sqft Garage |
| Porch | Porch |
| Heating System | Central Heating |
|---|
| Street Address | 604 VALLEY VIEW DR |
|---|---|
| City | PHILO |
| State | IL |
| Zip | 61864-9630 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 82 SHIPLEY ESTATES UNIT 3 |
| Legal Range | 09E |
| Legal Township | 18N |
| Legal Section | 23 |
| Legal Subdivision | SHIPLEY ESTATES UNIT 3 |
| Legal Lot Number | 82 |
| Jurisdiction | CHAMPAIGN IL |
| Minor Civil Division | PHILO |
| Census Blockgroup | 2 |
| Census Block | 2025 |
| Census Tract | 10901 |
Source: Champaign County records · APN 19-27-23-454-001
Assessment roll updated April 29, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 604 VALLEY VIEW DR, PHILO, IL 61864-9630 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| Apr 28, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Sep 05, 2017 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 20, 2006 · Amount on Record |
| Deed Sale | Nov 20, 2006 · Amount on Record |
| Deed Doc Number | 200632088 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 604 VALLEY VIEW DR, PHILO, IL 61864-9630 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 604 VALLEY VIEW DR, PHILO, IL 61864-9630 |
| Document Number | 0000005258 |
|---|---|
| Date | Apr 28, 2023 |
| Instrument | 2023R05258 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 604 VALLEY VIEW DR, PHILO, IL 61864-9630 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000016809 |
|---|---|
| Date | Sep 05, 2017 |
| Instrument | 2017R16809 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 01, 2032 |
Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Philo Township |
| Municipality | Philo Village |
| Unified School District | Tolono Community Unit School District 7 (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $68,150 (+25.05%) Land $12,930 Building $55,220 | $204,450 (+25.05%) Land $38,790 Building $165,660 | |
| 2024 | $3,390.00 (+9.67%) | ||
| 2022 | $3,091.00 Homeowner's exemption | $54,500 Land $10,340 Building $44,160 | $163,500 Land $31,020 Building $132,480 |
Source: FEMA National Flood Hazard Layer, Champaign County (17019C), updated July 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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