604 Union Rd, Spring Valley, NY 10977 Property Records

Rockland County and Ramapo Town property record for 604 Union Rd, Spring Valley, NY 10977

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,535 sqft · built 1939
Lot Size	0.68 acres (29,621 sqft)
Owner	Individual Name on Record
Last Sale	$855,000 (Nov 2021)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Aug 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`392613 50.09-2-1.1`

Property Details

APN / Parcel Number

Primary APN	`392613 50.09-2-1.1`
Alternative APNs	`261305000900020010010000` `00388410000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,535 sqft Living Area
1st Floor Area	2,535 sqft
Upper Floors Area	740 sqft
Attic Area	740 sqft

Exterior

Year Built	Built 1939
Architectural Style	Traditional
Exterior Material	Brick
Lot Area	29,621 sqft (0.68 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00388410000
Old Parcel Number	261305000900020010010000
Street Address	604 UNION RD
City	SPRING VALLEY
State	NY
Zip	10977-2126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:1.001 BLK:2 SEC:50.09 DIST:392613 CITY/MUNI/TWP:NEW HEMPSTEAD
Legal Subdivision	604 UNION ROAD
Legal Block	2
Legal Lot Number	1.001
Jurisdiction	ROCKLAND NY
Township / Civil Division	RAMAPO
Census Block Group	2
Census Block	2000
Census Tract	11510

Owner

Source: Rockland County and Ramapo Town records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	37 DANA RD, MONSEY, NY 10952-2312
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Aug 30, 2018	Deed of Trust, Mortgage · Line of Credit TD BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2021 · Amount on Record
Deed Sale	Nov 2, 2021 · Amount on Record
Prior Sale	Jul 10, 2013 · Amount on Record
Deed Document Number	0202146165
Deed Book / Page	2021 / 46165
Record Updated	Jun 8, 2026

November 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ROCKLAND NY
Recording Date	Nov 2, 2021
Property Address	604 UNION RD, SPRING VALLEY, NY 10977-2126
Document Number	0000046165
Map Reference	BK 740 PG 5842
Instrument Date	Oct 26, 2021
Instrument	2021-00046165
Transaction Type	Transfer
Record Updated	Dec 8, 2021
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 DANA RD, MONSEY, NY 10952-2312

Mortgage

Document Number	0000046166
Date	Nov 2, 2021
Instrument	2021-00046166

Lender

Name	FLAGSTAR BANK FSB

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	604 UNION RD, SPRING VALLEY, NY 10977-2126
Document Number	0000027057
Instrument Date	Aug 30, 2018
Transaction Type	Mortgage
Record Updated	Oct 9, 2018
Title Company	ISGN FULFILLMENT SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 UNION RD SPRING VALLEY NY 109772126, SPRING VALLEY, NY 10977-2126

Mortgage

Document Number	0000027057
Date	Sep 17, 2018
Instrument	27057

Lender

Name	TD BK NA
Type	Bank
Address	PORTLAND, ME 04101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Rockland County and Ramapo Town assessment roll, as of May 31, 2024

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Ramapo Town
Municipality	New Hempstead Village
Unified School District	East Ramapo Central School District (Spring Valley) (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2024	$59,400 (-) Land $22,100 Building $37,300	$765,464 (+1,020.74%) Land $284,794 Building $480,670
2023	$59,400 Land $22,100 Building $37,300	$68,300 Land $25,411 Building $42,889

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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