Ocean County and Lacey Township property record for 604 Twin River Dr, Forked River, NJ 08731
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,123 sqft · built 2007 |
| Lot Size | 0.229 acres (9,988 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $115,000 (Jul 1991) |
| Tax Bill | $12,075 (2025) |
| Deeds & Mortgages | Sep 2023 Second Mortgage Mar 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 13-00136-0000-00002 |
| Primary APN | 13-00136-0000-00002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,123 sqft Living Area |
| 1st Floor Area | 2,123 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 9,988 sqft (0.229 acres) |
| Lot Dimensions | 111 ft deep x 90 ft wide |
| Porch | Open Porch |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 00009096 |
|---|---|
| Street Address | 604 TWIN RIVER DR |
| City | FORKED RIVER |
| State | NJ |
| Zip | 08731-4948 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R75 |
| Legal Description | 90 X 111 AVG |
| Legal Subdivision | FORKED RIVER POINT MAP |
| Legal Block | 136 |
| Legal Lot Number | 2 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | LACEY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 732104 |
604 Twin River Dr is owned and occupied by two individuals who bought it in July 1991.
Source: Ocean County and Lacey Township records, as of July 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 604 TWIN RIVER DR, FORKED RIVER, NJ 08731-4948 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 13, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PROPONENT FCU |
| Mar 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PROPONENT FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 1991 · Amount on File |
| Deed Sale | Jul 18, 1991 · Amount on File |
| Deed Book / Page | 4919 / 959 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 604 TWIN RIVER DR, FORKED RIVER, NJ 08731-4948 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0194840976 |
|---|---|
| Date | Sep 13, 2023 |
| Book Page | 19484/976 |
| Instrument | 2023069119 |
| Name | PROPONENT FCU |
|---|---|
| Type | Credit Union |
| Address | NUTLEY, NJ 07110 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 15, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 604 TWIN RIVER DR, FORKED RIVER, NJ 08731-4948 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0178141030 |
|---|---|
| Date | Mar 9, 2020 |
| Book Page | 17814/1030 |
| Instrument | 2020025289 |
| Name | PROPONENT FCU |
|---|---|
| Type | Credit Union |
| Address | NUTLEY, NJ 07110 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
The 2025 property tax bill for 604 Twin River Dr was $12,075, up 7.9% from the year before.
Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Lacey Township |
| Unified School District | Lacey Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $441,500 (-) Land $253,400 Building $188,100 | $441,500 (-) Land $253,400 Building $188,100 | |
| 2025 | $12,075.00 (+7.94%) | $441,500 Land $253,400 Building $188,100 | $441,500 Land $253,400 Building $188,100 |
| 2024 | $11,187.00 | ||
| 2023 | $441,500 Land $253,400 Building $188,100 | $441,500 Land $253,400 Building $188,100 | |
| 2022 | $9,991.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 604 Twin River Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 295 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 295 in force |
| Nearby Flood Claims | 230 (1979–2024) |
| Claims Outside the SFHA | 2 of 230 |
| Most Recent Claim | Jan 2024 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 604 Twin River Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LACEY TWP MUA serves 29,000 people · EPA ID NJ1512001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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